1834 Windmill Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1834 Windmill Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,896 sqft · built 1971
Lot Size	1.3 acres (56,759 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Aug 2019)
Tax Bill	$2,184 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Jan 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3632-23-8445`

Property Details

APN / Parcel Number

Primary APN	`3632-23-8445`
Alternative APNs	`363203238496` `274260` `19958`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Basement Area	1,896 sqft
Unfinished Basement	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	56,759 sqft (1.3 acres)
Pool Area	432 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	274260
Street Address	1834 WINDMILL LN
City	LINCOLNTON
State	NC
Zip	28092-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	SOUTHSIDE BAPT CHUR
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4011
Census Tract	70400

Owner

1834 Windmill Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1834 WINDMILL LN, LINCOLNTON, NC 28092-5012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 30, 2022	Correction Deed
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 19, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2019596655
Deed Book / Page	2839 / 682
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1834 WINDMILL LN, LINCOLNTON, NC 28092-5012
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003452598
Date	Nov 4, 2025
Book Page	3452/598
Instrument	701525

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1834 WINDMILL LN, LINCOLNTON, NC 28092-5012
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003222425
Date	Jan 10, 2023
Book Page	3222/425
Instrument	662345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1834 WINDMILL LN, LINCOLNTON, NC 28092-5012
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003007546
Date	Feb 17, 2021
Book Page	3007/546
Instrument	625469

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 30, 2022
Property Address	1834 WINDMILL LN, LINCOLNTON, NC 28092-5012
Document Number	0003177431
Book / Page	3177 / 431
Instrument Date	Jun 30, 2022
Instrument	654417
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 WINDMILL TRL, LINCOLNTON, NC 28092-5012

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 20, 2019
Property Address	1834 WINDMILL TRL, LINCOLNTON, NC 28092-5012
Document Number	2839682
Book / Page	002839 / 000682
Instrument Date	Aug 16, 2019
Instrument	596655
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1834 WINDMILL TRL LINCOLNTON NC 280925012, LINCOLNTON, NC 28092-5012

Mortgage

Document Number	2839685
Date	Aug 20, 2019
Book Page	002839/000685
Instrument	596656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 19, 2018
Property Address	1834 WINDMILL TRL, LINCOLNTON, NC 28092-5012
Document Number	2737586
Book / Page	002737 / 000586
Instrument Date	Apr 19, 2018
Instrument	576883
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 CAROLYN LN CHARLOTTE NC 282138106, CHARLOTTE, NC 28213-8106

Mortgage

Document Number	2737589
Date	Apr 19, 2018
Book Page	002737/000589
Instrument	576884

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1834 Windmill Ln was $2,184.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,184.00	$314,973 Land $28,468 Building $286,505	$314,973 Land $28,468 Building $286,505
2023	$2,085.00	$314,973 Land $28,468 Building $286,505	$314,973 Land $28,468 Building $286,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1834 Windmill Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1834 Windmill Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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