1834 Roper Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1834 Roper Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2003
Lot Size	0.21 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2025)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127412`

Property Details

APN / Parcel Number

Primary APN	`127412`
Alternative APNs	`052631000700011220` `052631258600011220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Heated Area
Gross Area	2,382 sqft
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 82 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	10 sqft
Patio Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	127412
Old Parcel Number	052631258600011220
Street Address	1834 ROPER RD
City	SAINT CLOUD
State	FL
Zip	34771-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	ASHTON PARK PB 13 PG 157-158 LOT 122
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	ASHTON PARK
Legal Tract	7
Legal Block	1
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3056
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1834 ROPER RD, SAINT CLOUD, FL 34771-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2025055653
Deed Book / Page	6781 / 1324
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2025
Property Address	1834 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number	0067811324
Book / Page	6781 / 1324
Map Reference	MB 13 PG 157&158
Instrument Date	Apr 22, 2025
Instrument	2025055653
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, CITRUS CLOSING GROUP TAMPA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 MOUNT MARTRE DR APT 2212, 2212, ORLANDO, FL 32822-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1834 ROPER RD, SAINT CLOUD, FL 34771-1711

Mortgage

Document Number	0067811327
Date	May 2, 2025
Instrument	6781/1327

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 12, 2021
Property Address	1834 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number	0059102249
Book / Page	5910 / 2249
Map Reference	MB 13 PG 157&158
Instrument Date	Mar 10, 2021
Instrument	2021037005
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11895 HITCHING POST TRL, PARKER, CO 80134-3058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 ROPER RD, SAINT CLOUD, FL 34771-1711

Mortgage

Document Number	0059102251
Date	Mar 12, 2021
Instrument	5910/2251

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+6.43%) Homeowner's exemption	$215,698 (+5.99%)	$309,900 (-2.09%) Land $65,000 Building $244,900
2023	$2,906.00 (+3.75%) Homeowner's exemption	$203,515 (+3%)	$316,500 (+30.25%) Land $60,000 Building $256,500
2022	$2,801.00 Homeowner's exemption	$197,588	$243,000 Land $55,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Xfinity.

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