18331 Serene Lake Loop, Lutz, FL 33548 Property Records

Hillsborough County property record for 18331 Serene Lake Loop, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,071 sqft · built 2024
Lot Size0.238 acres (10,358 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Sep 2026)
Tax Bill$8,559 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013366-0144

Property Details

APN / Parcel Number

Primary APN013366-0144
Alternative APN
  • U152718D46000000000670

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,071 sqft Living Area
Gross Area2,759 sqft
1st Floor Area2,071 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,358 sqft (0.238 acres)
Lot Dimensions105 ft deep x 90.5 ft wide
Garage TypeAttached
Garage Area439 sqft
PorchOpen Porch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0133660144
Street Address18331 SERENE LAKE LOOP
CityLUTZ
StateFL
Zip33548-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLAKE PEARL LOT 67
Legal SubdivisionLAKE PEARL
Legal Lot Number67
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1000
Census Tract11109

Owner

18331 Serene Lake Loop is owned and occupied by two individuals who bought it in September 2026.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address18331 SERENE LAKE LOOP, LUTZ, FL 33548-7505
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on File
Deed SaleSep 14, 2026 · Amount on File
Prior SaleAug 6, 2024 · Amount on File
Deed Document Number2026357617
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 14, 2026
Property Address18331 SERENE LAKE LOOP, LUTZ, FL 33548-7505
Document Number0000357617
Instrument DateSep 9, 2026
Instrument2026357617
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyREAL ESTATE TITLE, ALL REAL ESTATE TITLE SOLUTION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000357618,
DateSep 14, 2026
Instrument2026357618
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18331 Serene Lake Loop was $8,559 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$458,551 (+2.7%)$485,042 (-2.7%) Land $156,982 Building $328,060
2025$8,559.00$446,496$498,511 Land $147,749 Building $350,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18331 Serene Lake Loop in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (1996–2024)
Claims Outside the SFHA7 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18331 Serene Lake Loop is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000

May also be available: Frontier, Spectrum.

Nearby Properties on Serene Lake Loop

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