1833 Henley St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1833 Henley St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,662 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2026)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-0172-0001-0480`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-0172-0001-0480`
Alternative APN	`263104017200010480`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	2,662 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1833 HENLEY ST
City	SAINT CLOUD
State	FL
Zip	34771-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 48
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK EAST PH 1
Legal Phase	1
Legal Tract	172
Legal Block	480
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3028
Census Tract	43700

Owner

Source: Osceola County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4414 BISCAYNE BREEZE WAY, KISSIMMEE, FL 34744-9199
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU
Jun 16, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 6, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	202639176
Deed Book / Page	6942 / 2797
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0067470985
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 25, 2026
Property Address	1833 HENLEY ST, SAINT CLOUD, FL 34771-7693
Document Number	0069422797
Book / Page	6942 / 2797
Map Reference	MB 24 PG 97
Instrument Date	Mar 17, 2026
Instrument	2026039176
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CLOSING USA LLC, CLOSING LAB LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 13TH ST, SAINT CLOUD, FL 34769-4529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4414 BISCAYNE BREEZE WAY, KISSIMMEE, FL 34744-9199

Mortgage

Document Number	0069422799
Date	Mar 25, 2026
Instrument	6942/2799

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2020
Property Address	1833 HENLEY ST, SAINT CLOUD, FL 34771-7693
Document Number	0057381901
Book / Page	005738 / 001901
Instrument Date	Jun 15, 2020
Instrument	77299
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1833 HENLEY ST ST CLOUD FL 347717693, ST CLOUD, FL 34771-7693

Mortgage

Document Number	57381903
Date	Jun 16, 2020
Book Page	005738/001903
Instrument	77300

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2035

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 6, 2018
Property Address	1833 HENLEY ST, SAINT CLOUD, FL 34771-7693
Document Number	0054292932
Book / Page	5429 / 2932
Map Reference	MB24 PG97
Instrument Date	Oct 29, 2018
Instrument	2018165198
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 HENLEY ST, SAINT CLOUD, FL 34771-7693

Mortgage

Document Number	2018165199
Date	Nov 6, 2018
Instrument	2018165199

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00 (+3.7%)	$203,021 (+5.99%)	$415,000 (-5.25%) Land $78,800 Building $336,200
2024	$2,677.00 (+2.96%)
2023	$2,600.00 (+3.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,554 (+3%)	$438,000 (+14.51%) Land $68,200 Building $369,800
2022	$2,502.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$185,975	$382,500 Land $68,200 Building $314,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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