1833 Harmony Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1833 Harmony Loop, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,814 sqft · built 2024
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,199 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-17-000-012`

Property Details

APN / Parcel Number

Primary APN	`104-17-000-012`
Alternative APN	`1544`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,814 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)

Exterior Amenities

Porch	Porch
Porch Area	351 sqft
Patio Area	351 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1544
Street Address	1833 HARMONY LOOP
City	PONTOTOC
State	MS
Zip	38863-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.0 AC NW1/4 DB 304-111 5/5/00 20002241 ADJUSTED TO SURVEY DONE 11/11/21 20223010 7/19/2022 662 315 4561
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	4
Census Block	4003
Census Tract	950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1833 HARMONY LOOP, PONTOTOC, MS 38863-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Mar 12, 2024	Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK
Jan 31, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1833 HARMONY LOOP, PONTOTOC, MS 38863-9281
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 ROSALBA RD, PONTOTOC, MS 38863-8255

Mortgage

Document Number	2023001991
Date	Jun 6, 2023
Instrument	2023001991

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2024

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1833 HARMONY LOOP, PONTOTOC, MS 38863-9281
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 ROSALBA RD, PONTOTOC, MS 38863-8255

Mortgage

Document Number	2024000911
Date	Mar 12, 2024
Instrument	2024000911

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2054

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1833 HARMONY LOOP, PONTOTOC, MS 38863-9281
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 ROSALBA RD, PONTOTOC, MS 38863-8255

Mortgage

Document Number	2025000351
Date	Jan 31, 2025
Instrument	2025000351

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2055

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,199.00 (+1,521.24%) Homeowner's exemption	$32,847 (+1,515.69%)	$311,098 (+2,195.93%) Land $16,050 Building $295,048
2023	$259.00	$2,033	$13,550 Land $13,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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