18328 Streamside Dr, Apt 103, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18328 Streamside Dr, Apt 103, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,074 sqft · built 1986
Lot Size	0.001 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2023)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03498286`

Property Details

APN / Parcel Number

Primary APN	`09-03498286`
Alternative APN	`03498286`

Interior

Full Baths	2 Baths
Units	13 Units
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (0.001 acres)

Location & Zoning

Account Number	03498286
Street Address	18328 STREAMSIDE DR, 103
City	GAITHERSBURG
State	MD
Zip	20879-5229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PN
Legal Description	UN 103 ROSEWOOD RESI DENCES AT FLOWER HILL BL DG 5 AMENDED & RESTATED
Legal Subdivision	ROSEWOOD RESIDENCES AT FLOWER HILL
Legal Block	2
Legal Unit	103
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2005
Census Tract	700729

Owner

18328 Streamside Dr, Apt 103 is owned by an individual who bought it in April 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	18328 STREAMSIDE DR, 103, GAITHERSBURG, MD 20879-5229
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Apr 8, 2014 · Amount on File
Deed Book / Page	66942 / 112
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 27, 2023
Property Address	18328 STREAMSIDE DR APT 103, 103, GAITHERSBURG, MD 20879-5229
Document Number	0669420112
Book / Page	66942 / 112
Map Reference	MB 8826
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18328 STREAMSIDE DR APT 103, 103, GAITHERSBURG, MD 20879-5229

Mortgage

Document Number	0066942118
Date	Apr 27, 2023
Instrument	66942/118

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18328 STREAMSIDE DR APT 103, 103, GAITHERSBURG, MD 20879-5229
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EXCALIBUR T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18328 STREAMSIDE DR 103, 103, GAITHERSBURG, MD 20879-5229

Mortgage

Document Number	0606090478
Date	Sep 28, 2020
Book Page	60609/478

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18328 Streamside Dr, Apt 103 was $1,547.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,000 (+12.07%) Land $68,700 Building $160,300	$229,000 (-) Land $68,700 Building $160,300
2025	$1,547.00	$204,333	$229,000 Land $68,700 Building $160,300
2023		$155,000 Land $46,500 Building $108,500	$155,000 Land $46,500 Building $108,500
2022	$1,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18328 Streamside Dr, Apt 103 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18328 Streamside Dr, Apt 103 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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