Mecklenburg County property record for 18326 Torrence Chapel Estates Cir, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,672 sqft · built 2003 |
| Lot Size | 0.231 acres (10,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (May 2022) |
| Tax Bill | $3,679 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-38 |
| Primary APN | 001-743-38 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Heated Area |
| Gross Area | 3,208 sqft |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,098 sqft (0.231 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-743-38 |
|---|---|
| Street Address | 18326 TORRENCE CHAPEL ESTATES CIR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L17 M37-483 |
| Legal Subdivision | TORRENCE CHAPEL ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
18326 Torrence Chapel Estates Cir is owned and occupied by an individual who bought it in May 2022.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18326 TORRENCE CHAPEL ESTATES CIR, CORNELIUS, NC 28031-6851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Oct 28, 2003 · Amount on File |
| Deed Document Number | 0037366808 |
| Deed Book / Page | 37366 / 808 |
| Prior Transfer Date | May 24, 2022 |
| Prior Transfer Doc | 0000079096 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18326 TORRENCE CHAPEL ESTATES CIR, CORNELIUS, NC 28031-6851 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000074839 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 35944/58 |
| Instrument | 2021074839 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 24, 2022 |
| Property Address | 18326 TORRENCE CHAPEL ESTATES CIR, CORNELIUS, NC 28031-6851 |
| Document Number | 0000079096 |
| Book / Page | 37366 / 808 |
| Map Reference | MB 37 PG 483 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022079096 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6890 RIVERWALK LOOP APT 8, 8, DENVER, NC 28037-5039 |
| Name | Verified Name |
|---|---|
| Address | 18326 TORRENCE CHAPEL ESTATES CIR, CORNELIUS, NC 28031-6851 |
| Document Number | 0000079097 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022079097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18326 TORRENCE CHAPEL ESTATES CIR, CORNELIUS, NC 28031-6851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030164 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 33358/886 |
| Instrument | 2019030164 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 18326 Torrence Chapel Estates Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18326 Torrence Chapel Estates Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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