18325 FM 2115, Salado, TX 76571 Property Records

Bell County property record for 18325 FM 2115, Salado, TX 76571

Property Summary

Property Type	Misc Structure / Fixture
Details	3 bd · 2 ba · 1,874 sqft · built 2003
Lot Size	10.1 acres (440,827 sqft)
Owner	Individual Name on File
Tax Bill	$4,060 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0570690201`

Property Details

APN / Parcel Number

Primary APN	`0570690201`
Alternative APNs	`332061` `809317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Gross Area
1st Floor Area	1,874 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	440,827 sqft (10.1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	414 sqft
Canopy	120 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	809317
Street Address	18325 FM 2115
City	SALADO
State	TX
Zip	76571-5390
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0662BC V R PALMER, 8, ACRES 10.12 8,
Legal Subdivision	V R PALMER
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	1
Census Block	1002
Census Tract	23404

Owner

18325 FM 2115, an agricultural property, is owned and occupied by an individual who acquired it in May 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18325 FM 2115, SALADO, TX 76571-5390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020
Deed Sale	May 1, 2020
Deed Document Number	2020-00020570
Record Updated	Jun 7, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 1, 2020
Property Address	18325 FM 2115, SALADO, TX 76571-5390
Document Number	0000020570
Instrument Date	Apr 30, 2020
Instrument	2020-00020570
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONMONTEITH ABSTRACT & TTL C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18335 FM 2115, 18335, SALADO, TX 76571-5390

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18325 FM 2115, SALADO, TX 76571-5390

Mortgage

Document Number	0000020571
Date	May 1, 2020
Instrument	2020-00020571

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,060.00 (-23.96%) Homeowner's exemption	$648,971 Land $352,986 Building $295,985	$648,971 Land $352,986 Building $295,985
2022	$5,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18325 FM 2115 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18325 FM 2115 is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JARRELL SCHWERTNER WSC serves 9,681 people · EPA ID TX2460011
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heritage Broadband Fixed Wireless	1,000 / 100
Nextlink Fixed Wireless	400 / 100
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	50 / 15
Falcon Internet Fixed Wireless	35 / 10