18325 Bruce Rd, Dade City, FL 33523 Property Records

Pasco County property record for 18325 Bruce Rd, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1969
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Individual Names on File
Tax Bill	$720 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-24-21-0010-00000-0130`

Property Details

APN / Parcel Number

Primary APN	`02-24-21-0010-00000-0130`
Alternative APNs	`2124020010000000130` `0049105`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	1,697 sqft
1st Floor Area	1,510 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18325 BRUCE RD
City	DADE CITY
State	FL
Zip	33523-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1MH
Legal Description	HILLCREST ADDITION PB 5 PG 161 LOT 13
Legal Range	21E
Legal Township	24S
Legal Section	02
Legal Subdivision	HILLCREST
Legal Tract	10
Legal Lot Number	13
Jurisdiction	PASCO FL
Township / Civil Division	LACOOCHEE
Census Block Group	3
Census Block	3050
Census Tract	32402

Owner

18325 Bruce Rd is owned and occupied by two individuals who acquired it in December 2024.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18325 BRUCE RD, DADE CITY, FL 33523-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2024
Transfer Doc	0111312681
Record Updated	Sep 20, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	18325 BRUCE RD, DADE CITY, FL 33523-1101
Document Number	0095053107
Book / Page	009505 / 003107
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18325 BRUCE RD DADE CITY FL 335231101, DADE CITY, FL 33523-1101

Mortgage

Document Number	0095053107
Date	Mar 7, 2017
Book Page	009505/003107
Instrument	31608

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company
Address	MEMPHIS, TN 38016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 18325 Bruce Rd was $720, up 3.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,780 (+2.9%)	$181,114 (-2.26%) Land $30,888 Building $150,226
2025	$720.00 (+3.6%)	$76,560 Land $30,888 Building $45,672	$185,303 Land $30,888 Building $154,415
2024	$695.00 (+2.96%)
2023	$675.00 (-1.17%) Additional exemption filed	$72,250 (+2.99%) Land $17,160 Building $55,090	$161,279 (+2.05%) Land $17,160 Building $144,119
2022	$683.00 Homeowner's exemption	$70,150 Land $14,300 Building $55,850	$158,041 Land $14,300 Building $143,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18325 Bruce Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	11 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18325 Bruce Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-NORTHEAST serves 931 people · EPA ID FL6512200
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	PCUD-PASCO COUNTY REGIONAL PWS
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30