18323 Harborside Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18323 Harborside Dr, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,930 sqft · built 1998
Lot Size	2.07 acres (90,561 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jun 2002)
Tax Bill	$3,777 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-485-26`

Property Details

APN / Parcel Number

Primary APN	`001-485-26`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,930 sqft Heated Area
Gross Area	2,515 sqft
1st Floor Area	1,257 sqft
Upper Floors Area	620 sqft
Attic Area	153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	90,561 sqft (2.07 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-485-26
Street Address	18323 HARBORSIDE DR
City	CORNELIUS
State	NC
Zip	28031-8795
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 4 BLD1 U/F 467
Legal Subdivision	TOWN HOMES HARBORSIDE CONDOS
Legal Unit	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18323 Harborside Dr, a condominium, is owned and occupied by an individual who bought it in June 2002.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	18323 HARBORSIDE DR # 4, 4, CORNELIUS, NC 28031-8795
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2002 · Amount on File
Deed Sale	Jun 20, 2002 · Amount on File
Prior Sale	Aug 11, 1999 · Amount on File
Deed Document Number	0013716798
Deed Book / Page	13716 / 0798
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18323 HARBORSIDE DR, CORNELIUS, NC 28031-8795
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029328
Date	Feb 16, 2021
Book Page	35675/623
Instrument	2021029328

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18323 HARBORSIDE DR, CORNELIUS, NC 28031-8795
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18323 HARBORSIDE DR, CORNELIUS, NC 28031-8795

Mortgage

Document Number	0000073889
Date	Apr 14, 2021
Book Page	35938/501
Instrument	2021073889

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18323 HARBORSIDE DR, CORNELIUS, NC 28031-8795
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118068
Date	Sep 18, 2018
Book Page	32982/469
Instrument	2018118068

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	FUQUAY VARINA, NC 27526

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18323 HARBORSIDE DR, CORNELIUS, NC 28031-8795
Document Number	0000094290
Book / Page	031962 / 000774
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18323 HARBORSIDE DR #4 CORNELIUS NC 280318795, 4, CORNELIUS, NC 28031-8795

Mortgage

Document Number	0000094290
Date	Jul 14, 2017
Book Page	031962/000774
Instrument	94290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18323 Harborside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18323 Harborside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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