18321 E Ham Lake Dr, Akeley, MN 56433 Property Records

Hubbard County property record for 18321 E Ham Lake Dr, Akeley, MN 56433

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2026)
Tax Bill	$1,054 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2026 Mortgage + 1 more
APN	`28.19.00643`

Property Details

APN / Parcel Number

Primary APN	`28.19.00643`
Alternative APN	`58665`

Exterior

Lot Area	79,715 sqft (1.83 acres)
Lot Width	178 ft Width
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Account Number	58665
Street Address	18321 E HAM LAKE DR
City	AKELEY
State	MN
Zip	56433-8485
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SECT-19 TWP-140 RANGE-032 P/O GL11 FR SE COR N103.8 W1313.42 NW278.07 NE145.6 SE39.82 NE122.05 NE144.77 NE65.37 NE130.5 NE98.
Legal Range	32
Legal Township	140
Legal Section	19
Jurisdiction	HUBBARD MN
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2049
Census Tract	70400

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22082 400TH AVE, DETROIT LAKES, MN 56501-8125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT
Mar 24, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan NORTHWOODS BANK OF MINNESOTA
May 3, 2021	Warranty Deed, Transfer · Stand-Alone Refinance UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Apr 3, 2014 · Amount on Record
Deed Document Number	2026448365
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 2, 2026
Property Address	18321 E HAM LAKE DR, AKELEY, MN 56433-8485
Document Number	0000448365
Instrument Date	Aug 25, 2026
Instrument	2026448365
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$61,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22082 400TH AVE, DETROIT LAKES, MN 56501-8125

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	18321 E HAM LAKE DR, AKELEY, MN 56433-8485
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000445538
Date	Mar 24, 2026
Instrument	A000445538

Lender

Name	NORTHWOODS BANK OF MINNESOTA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2051

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	May 3, 2021
Property Address	18321 E HAM LAKE DR, NEVIS, MN 56467
Document Number	A000416496
Instrument Date	Apr 27, 2021
Instrument	A000416496
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18724 DEROXE RD, AUDUBON, MN 56511-9494

Mortgage

Document Number	A000416497
Date	May 3, 2021
Instrument	A000416497

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2026

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	White Oak Township
Unified School District	Walker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,054.00
2025	$1,054.00 (+21.71%)	$154,100 (+22.01%) Land $154,100	$154,100 (+22.01%) Land $154,100
2024		$126,300 (+12.17%) Land $126,300	$126,300 (+12.17%) Land $126,300
2022	$866.00	$112,600 Land $112,600	$112,600 Land $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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