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18320 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18320 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,463 sqft · built 2022
Lot Size0.223 acres (9,705 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Apr 2026)
Tax Bill$10,299 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0300C.2770

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0300C.2770
Alternative APNs
  • 273046L30300C2770
  • 10604356

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,463 sqft Living Area
Gross Area4,326 sqft
1st Floor Area2,434 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof MaterialConcrete
Lot Area9,705 sqft (0.223 acres)
Garage TypeAttached
Garage Area631 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area232 sqft
Patio Area779 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10604356
Street Address18320 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 1B BLOCK C LOT 277 A REPLAT OF TRACT F-2 AS DESC IN INST 2021000198492
Legal Range27E
Legal Township46S
Legal Section30
Legal SubdivisionVERDANA VILLAGE
Legal Phase1
Legal TractF-2
Legal BlockC
Legal Lot Number277
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18320 RIDGELINE DR, ESTERO, FL 33928-9682
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 13, 2024Warranty Deed, Transfer
HEIGHTS TITLE SERVICES LLC
Nov 23, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2026 · Amount on Record
Deed SaleApr 6, 2026 · Amount on Record
Prior SaleMay 13, 2024 · Amount on Record
Deed Document Number202686147
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 6, 2026
Property Address18320 RIDGELINE DR, ESTERO, FL 33928-9682
Document Number0000086147
Instrument DateMar 30, 2026
Instrument202686147
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$487,830.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18320 RIDGELINE DR, ESTERO, FL 33928-9682

Mortgage

Document Number0000086148,
DateApr 6, 2026
Instrument202686148
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 13, 2024
Property Address18320 RIDGELINE DR, ESTERO, FL 33928-9682
Document Number0000134920
Map ReferenceDOC 2021000198492
Instrument DateMay 7, 2024
Instrument2024000134920
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$5,656.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19557 THE PLACE BLVD, ESTERO, FL 33928-6593

Transferred To (Grantee/Buyer)

NameVerified Name
Address18320 RIDGELINE DR, ESTERO, FL 33928-9682

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateNov 23, 2022
Property Address18320 RIDGELINE DR, ESTERO, FL 33928-9682
Document Number0000355829
Map ReferenceDOC 2021000198492
Instrument DateNov 21, 2022
Instrument2022000355829
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,089.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address18320 RIDGELINE DR, ESTERO, FL 33928-9682

Mortgage

Document Number0000355830
DateNov 23, 2022
Instrument2022000355830
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,299.00 (+21.29%)$605,790 (+18.54%) Land $97,675 Building $508,115$605,790 (+13.96%) Land $97,675 Building $508,115
2023$8,491.00 (+223.84%) Homeowner's exemption$511,028 (+537.99%)$531,594 (+563.66%) Land $95,873 Building $435,721
2022$2,622.00$80,100 Land $80,100$80,100 Land $80,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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