1832 W Hay Rd, Oregon, IL 61061 Property Records

Ogle County property record for 1832 W Hay Rd, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	2,354 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$286,500 (Jul 2020)
Tax Bill	$6,437 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-300-002`

Property Details

APN / Parcel Number

Primary APN	`16-32-300-002`

Interior

Stories	2 Stories
Building Area	2,354 sqft Living Area

Exterior

Lot Area	435,600 sqft (10 acres)
Garage Area	320 sqft
Cabin	1,050 sqft

Location & Zoning

Street Address	1832 W HAY RD
City	OREGON
State	IL
Zip	61061-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:23 SECT/LOT:32 SE1/4 SW1/4 SW1/4 BK 96-906
Legal Range	10
Legal Township	23
Legal Section	32
Legal Block	10
Legal Lot Number	32
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	2
Census Block	2020
Census Tract	961301

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1832 W HAY RD, OREGON, IL 61061-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 13, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20204601
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	1832 W HAY RD, OREGON, IL 61061-9114
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002886
Date	Apr 22, 2021
Instrument	202102886

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 13, 2020
Property Address	1832 W HAY RD, OREGON, IL 61061-9114
Document Number	0000004601
Instrument Date	Jul 10, 2020
Instrument	202004601
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 W HAY RD, OREGON, IL 61061-9114

Mortgage

Document Number	0000004602
Date	Jul 13, 2020
Instrument	202004602

Lender

Name	FINANCE OF AMERICA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,437.00 (+22.77%)	$85,026 (+17.94%) Land $33,178 Building $51,848	$255,078 (+17.94%) Land $99,534 Building $155,544
2023		$72,094 Land $28,809 Building $43,285	$216,282 Land $86,427 Building $129,855
2022	$5,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Hay Rd

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