DeSoto County property record for 1832 Thomas St, Horn Lake, MS 38637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,004 sqft · built 1998 |
| Lot Size | 0.233 acres (10,171 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-1-02-18-0-00025-00 |
| Primary APN | 2-08-1-02-18-0-00025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,004 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,171 sqft (0.233 acres) |
| Lot Dimensions | 146 ft deep x 70 ft wide |
| Patio Area | 133 sqft |
| Street Address | 1832 THOMAS ST |
|---|---|
| City | HORN LAKE |
| State | MS |
| Zip | 38637-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | RIVER OAKS S-D SEC A LOT 25 |
| Legal Range | 08 |
| Legal Township | 02 |
| Legal Section | 02 |
| Legal Subdivision | RIVER OAKS S-D |
| Legal Lot Number | 25 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 70322 |
1832 Thomas St is owned and occupied by an individual.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1832 THOMAS ST, HORN LAKE, MS 38637-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000328360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1832 THOMAS ST, HORN LAKE, MS 38637-3320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004457/414 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 4457/414 |
| Instrument | T04457-00414 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1832 Thomas St was $972.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Horn Lake City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 | $15,173 Land $1,800 Building $13,373 | $151,726 Land $18,000 Building $133,726 |
| 2023 | $1,338.00 | $11,023 | $110,231 Land $18,000 Building $92,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1832 Thomas St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 32 (1978–2024) |
| Claims Outside the SFHA | 12 of 32 |
| Most Recent Claim | Dec 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1832 Thomas St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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