1832 S Descanso Rd, Apache Junction, AZ 85119 Property Records

Pinal County property record for 1832 S Descanso Rd, Apache Junction, AZ 85119 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 2018
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2020)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-20-136`

Property Details

APN / Parcel Number

Primary APN	`103-20-136`
Alternative APNs	`103-20-1360` `1032013607`

Interior

Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Wood
Roof Material	Concrete
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1832 S DESCANSO RD
City	APACHE JUNCTION
State	AZ
Zip	85119-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 OF BEL AGAVE SUBDIVISION RECORDED IN PLAT FEE 2016-029731 IN SECTION 27-01N-08E 4500 SQUARE FEET 0.10 ACRES
Legal Range	08E
Legal Township	01N
Legal Section	27
Legal Subdivision	BEL AGAVE SUBDIVISION
Legal Lot Number	98
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3026
Census Tract	315

Owner

Source: Pinal County records · APN 103-20-136

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC
Aug 09, 2019	Grant Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Mar 29, 2019	Loan Modification, Mortgage M & T BK
Sep 15, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Aug 09, 2019 · Amount on Record
Deed Document Number	2020106961
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	Jul 29, 2026
Property Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Document Number	0000062879
Instrument Date	Jul 21, 2026
Instrument	202662879
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410

Mortgage

Document Number	0000062879,
Date	Jul 29, 2026
Instrument	202662879

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Oct 20, 2020
Property Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Document Number	0000106961
Map Reference	DOC 2016-029731
Instrument Date	Oct 12, 2020
Instrument	2020-106961
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1687 E MESQUITE AVE, 1687, APACHE JUNCTION, AZ 85119-5417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410

Mortgage

Document Number	0000106962
Date	Oct 20, 2020
Instrument	2020-106962

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINAL AZ
Recording Date	Aug 09, 2019
Property Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Document Number	0000065183
Instrument Date	Aug 07, 2019
Instrument	65183
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$216.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1687 E MESQUITE AVE APACHE JUNCTION AZ 851195417, APACHE JUNCTION, AZ 85119-5417

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINAL AZ
Recording Date	Mar 29, 2019
Property Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Instrument Date	Mar 13, 2019
Instrument	22641
Transaction Type	Mortgage
Record Updated	Apr 09, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 18571 FOUNTAIN HILLS AZ 852698571, FOUNTAIN HILLS, AZ 85269-8571

Mortgage

Document Number	0000022641
Date	Mar 29, 2019
Instrument	22641

Lender

Name	M & T BK
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINAL AZ
Recording Date	Sep 15, 2017
Property Address	1832 S DESCANSO RD, APACHE JUNCTION, AZ 85119-5410
Instrument Date	Sep 08, 2017
Instrument	66813
Transaction Type	Mortgage
Record Updated	Sep 27, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 18571 FOUNTAIN HILLS AZ 852698571, FOUNTAIN HILLS, AZ 85269-8571

Mortgage

Document Number	0000066813
Date	Sep 15, 2017
Instrument	66813

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106ARI, MESA, AZ 85204-6657

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 14, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinal County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$32,809 (+0.36%) Land $700 Building $32,109	$328,093 (+0.36%) Land $7,000 Building $321,093
2026		$32,690 (+6.45%) Land $700 Building $31,990	$326,902 (+6.45%) Land $7,000 Building $319,902
2025	$2,223.00 (+6.01%)	$30,709 (-6.67%)	$307,086 (-6.67%) Land $7,000 Building $300,086
2024		$32,904 Land $700 Building $32,204	$329,040 Land $7,000 Building $322,040
2023	$2,097.00 (+4.69%)
2022	$2,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinal County (04021C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040210003153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
CopperNet Systems	Fixed Wireless (licensed-by-rule)	400 / 100
Wi-Fiber	Fixed Wireless (unlicensed)	300 / 300
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Wi-Fiber, Mediacom Communications, KGT. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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