1832 Oak Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1832 Oak Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,292 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Apr 2020)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-9.0-31.0-3-001-019.06`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-31.0-3-001-019.06`

Interior

Stories	2 Stories
Building Area	1,292 sqft Living Area
Gross Area	1,392 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1832 OAK DR
City	FESTUS
State	MO
Zip	63028-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC VIEW ESTS 2 LOT 19
Legal Range	6E
Legal Township	41N
Legal Section	31
Legal Subdivision	SCENIC VIEW ESTS 2
Legal Block	2
Legal Lot Number	19
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2016
Census Tract	700802

Owner

1832 Oak Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1832 OAK DR, FESTUS, MO 63028-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Apr 24, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage STIFEL BK&TR
Mar 27, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage CARROLLTON BK
Jun 7, 2018	Warranty Deed, Transfer HILLSBOROUGH TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Mar 5, 2007
Deed Document Number	202011219
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1832 OAK DR, FESTUS, MO 63028-1126
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 OAK DR, FESTUS, MO 63028-1126

Mortgage

Document Number	2021R040192
Date	Sep 13, 2021
Instrument	2021R-040192

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 24, 2020
Property Address	1832 OAK DR, FESTUS, MO 63028-1126
Document Number	0000013946
Instrument Date	Apr 23, 2020
Instrument	13946
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1809 OAK DR FESTUS MO 630281125, FESTUS, MO 63028-1125

Mortgage

Document Number	13947
Date	Apr 24, 2020
Instrument	13947

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 27, 2020
Property Address	1832 OAK DR, FESTUS, MO 63028-1126
Document Number	0000010499
Instrument Date	Mar 24, 2020
Instrument	10499
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 CEDAR HEIGHTS DR FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	10500
Date	Mar 27, 2020
Instrument	10500

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 7, 2018
Property Address	1832 OAK DR, FESTUS, MO 63028-1126
Document Number	0000016899
Instrument Date	May 31, 2018
Instrument	16899
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 S TRUMAN BLVD FESTUS MO 630282233, FESTUS, MO 63028-2233

Tax Assessment & Valuation

The 2025 property tax bill for 1832 Oak Dr was $3,249.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,200 (-) Land $8,800 Building $50,400	$311,200 Land $46,200 Building $265,000
2025	$3,249.00	$59,200 Land $8,800 Building $50,400
2024			$311,200 (+9.5%) Land $46,200 Building $265,000
2023	$3,041.00	$54,000 Land $8,800 Building $45,200	$284,200 Land $46,200 Building $238,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1832 Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1832 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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