18316 Hadders Rd, Lowell, IN 46356 Property Records

Lake County property record for 18316 Hadders Rd, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 6,094 sqft · built 1992
Lot Size	3.24 acres (141,134 sqft)
Owner	Trust Name on File
Last Sale	$370,000 (Aug 2011)
Tax Bill	$5,320 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-10-01-0156-0003`

Property Details

APN / Parcel Number

Primary APN	`010-10-01-0156-0003`
Alternative APNs	`45-19-30-152-001.000-037` `100101560003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,094 sqft Living Area
Gross Area	10,041 sqft
1st Floor Area	3,047 sqft
Basement Area	3,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	141,134 sqft (3.24 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Lean-To	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	18316 HADDERS RD
City	LOWELL
State	IN
Zip	46356-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST CREEK WOODS LOT 3 (3.24AC.)
Legal Subdivision	WEST CREEK
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	1
Census Block	1047
Census Tract	43401

Owner

18316 Hadders Rd is owner-occupied and held in a trust since October 2021.

Source: Lake County records, as of June 30, 2026

Owner of Record	Trust Name on File
Mailing Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust · Line of Credit BMO HARRIS BANK
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Oct 19, 2021	Intrafamily Transfer, Transfer
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2011 · Amount on File
Deed Sale	Aug 11, 2011 · Amount on File
Deed Document Number	201143044
Last Transfer Date	Oct 11, 2021
Transfer Doc	0000063797
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 24, 2026
Property Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Document Number	0000516372
Instrument Date	Apr 17, 2026
Instrument	2026.516372
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	18316 HADDERS RD, LOWELL, IN 46356-9682

Mortgage

Document Number	0000516372,
Date	Apr 24, 2026
Instrument	2026.516372

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 24, 2026
Property Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Document Number	0000016372
Instrument Date	Apr 17, 2026
Instrument	2026516372
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	18316 HADDERS RD, LOWELL, IN 46356-9682

Mortgage

Document Number	0000516372,
Date	Apr 24, 2026
Instrument	2026516372

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 19, 2021
Property Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Document Number	0000063797
Map Reference	MB 62 PG 61
Instrument Date	Oct 11, 2021
Instrument	2021-063797
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18316 HADDERS RD, LOWELL, IN 46356-9682

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011166
Date	Feb 14, 2020
Instrument	2020 011166

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	18316 HADDERS RD, LOWELL, IN 46356-9682
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074531
Date	Oct 19, 2020
Instrument	2020-074531

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$608,700 Land $93,600 Building $515,100	$608,700 Land $93,600 Building $515,100
2024	$5,320.00
2023		$579,000 (+2.57%) Land $93,600 Building $485,400	$579,000 (+2.57%) Land $93,600 Building $485,400
2022	$5,646.00	$564,500 Land $77,400 Building $487,100	$564,500 Land $77,400 Building $487,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18316 Hadders Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18316 Hadders Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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