San Joaquin County property record for 18312 Spence Ave, Lathrop, CA 95330 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,182 sqft · built 2015 |
| Lot Size | 0.122 acres (5,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Mar 2024) |
| Tax Bill | $11,102 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-460-240-000 |
| Primary APN | 213-460-240-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,340 sqft (0.122 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 18312 SPENCE AVE |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-9805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM POR OF 213-310-23 PER RIVER ISLANDS VILLAGE |
| Legal Subdivision | 3791 RIVER ISLANDS-VLG B2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1142 |
| Census Tract | 5214 |
Source: San Joaquin County records · APN 213-460-240-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Grant Deed, Transfer · Conventional Mortgage STANFORD FCU |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | May 05, 2016 |
| Deed Document Number | 2024-020248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 11, 2024 |
| Property Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Document Number | 0000020248 |
| Map Reference | MB 42 PG 36 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024-020248 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Document Number | 0000020249 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-020249 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Document Number | 0000094342 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021-094342 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18312 SPENCE AVE, LATHROP, CA 95330-9805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000128750 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 2019-128750 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,102.00 (+36.51%) | $714,000 (+57.82%) Land $229,500 Building $484,500 |
| 2023 | $8,133.00 (+2.06%) Homeowner's exemption | $452,410 Land $158,156 Building $294,254 |
| 2022 | $7,969.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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