18312 S Prospect Ave, Belton, MO 64012 Property Records

Cass County property record for 18312 S Prospect Ave, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 932 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-21-000-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`05-05-21-000-000-030.000`
Alternative APN	`1253606`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Enclosed Porch
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1253606
Street Address	18312 S PROSPECT AVE
City	BELTON
State	MO
Zip	64012-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTERS EST LOT 6
Legal Range	33
Legal Township	46
Legal Section	21
Legal Subdivision	WALTERS EST
Legal Lot Number	6
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1017
Census Tract	60202

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit NORTH AMERICAN SAVINGS BANK FSB
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2006
Deed Sale	Oct 3, 2006
Deed Document Number	370024
Deed Book / Page	2884 / 119
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004417/074
Date	Oct 17, 2019
Book Page	4417/074
Instrument	653566

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668

Mortgage

Document Number	0004775/12
Date	Nov 2, 2021
Book Page	4775/12
Instrument	704157

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18312 S PROSPECT AVE, BELTON, MO 64012-9668

Mortgage

Document Number	0004892/88
Date	Sep 8, 2022
Book Page	4892/88
Instrument	722803

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,662.00 (+236.61%)	$24,540 (+13.87%) Land $7,740 Building $16,800	$129,190 (+13.89%) Land $40,760 Building $88,430
2023	$1,385.00 (+3,857.14%)	$21,550 (+14.81%) Land $7,040 Building $14,510	$113,430 (+14.82%) Land $37,050 Building $76,380
2022	$35.00	$18,770 Land $7,040 Building $11,730
2021			$98,790 Land $37,050 Building $61,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
KC Web Fixed Wireless	200 / 200
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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