1831 Westerham St, Keswick, VA 22947 Property Records

Albemarle County property record for 1831 Westerham St, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,786 sqft · built 2004
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Mar 2018)
Tax Bill	$11,596 (2026)
Deeds & Mortgages	Mar 2018 Sale Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093A4-00-Q2-03700`

Property Details

APN / Parcel Number

Primary APN	`093A4-00-Q2-03700`
Alternative APN	`39003`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,786 sqft Finished Area
Basement Area	2,144 sqft
Finished Basement	1,280 sqft
Unfinished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	36,155 sqft (0.83 acres)
Garage Area	690 sqft
Deck Area	514 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1831 WESTERHAM ST
City	KESWICK
State	VA
Zip	22947-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE Q2 37 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2006
Census Tract	10402

Owner

1831 Westerham St is owned and occupied by an individual who bought it in March 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1831 WESTERHAM ST, KESWICK, VA 22947-9159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Feb 21, 2017	Deed of Trust, Mortgage FRANK W ALDERMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Sep 6, 2011 · Amount on File
Deed Document Number	20182269
Deed Book / Page	5020 / 304
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 7, 2018
Property Address	1831 WESTERHAM ST, KESWICK, VA 22947-9159
Document Number	0000002269
Book / Page	005020 / 000304
Instrument Date	Mar 5, 2018
Instrument	2269
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1831 WESTERHAM ST KESWICK VA 229479159, KESWICK, VA 22947-9159

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1831 WESTERHAM ST, KESWICK, VA 22947-9159
Document Number	0000002199
Book / Page	004879 / 000179
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MONTEREY POINTE DR PALM BEACH GARDENS FL 334185800, PALM BEACH GARDENS, FL 33418-5800

Mortgage

Document Number	0000002199
Date	Feb 22, 2017
Book Page	004879/000179
Instrument	2199

Lender

Name	FRANK W ALDERMAN
Address	420 MORGANTOWN ST, KINGWOOD, WV 26537-1091

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1831 Westerham St was $11,596, up 8.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,596.00 (+8.8%)	$1,297,100 (+8.8%) Land $226,600 Building $1,070,500	$1,297,100 (+8.8%) Land $226,600 Building $1,070,500
2025	$10,658.00	$1,192,200 Land $216,500 Building $975,700	$1,192,200 Land $216,500 Building $975,700
2023	$8,465.00	$991,300 Land $216,500 Building $774,800	$991,300 Land $216,500 Building $774,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1831 Westerham St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Westerham St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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