1831 Valley Forge Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1831 Valley Forge Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,557 sqft Heated Area
Lot Size	7,667 sqft (0.176 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2017)
Tax Bill	$4,761.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`158564`
Alternative APN	`092630008100012760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,557 sqft Heated Area
Gross Area	1,957 sqft Gross Area
1st Floor	1,557 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,667 sqft (0.176 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	385 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	512 sqft Patio
Porch	Open Porch
Porch Area	15 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	158564
Street Address	1831 VALLEY FORGE DR
City	SAINT CLOUD
State	FL
Zip	34769-1836
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ANTHEM PARK PH 3A PB 20 PG 86-89 LOT 276
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	3A
Legal Tract	81
Legal Block	1
Legal Lot Number	276
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1038
Census Tract	43208

Owner

Source: Osceola County records · APN 158564

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1831 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1836
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Sep 03, 2015 · Amount on Record
Deed Doc Number	2017104695
Deed Book / Page	5181 / 0727
Record Refreshed	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2017
Property Address	1831 VALLEY FORGE DR, SAINT CLOUD, FL 34769-1836
Document Number	0051810727
Book / Page	005181 / 000727
Instrument Date	Jul 17, 2017
Instrument	104695
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1831 VALLEY FORGE DR ST CLOUD FL 347691836, ST CLOUD, FL 34769-1836

Mortgage

Document Number	51810728
Date	Jul 19, 2017
Book Page	005181/000728
Instrument	104696

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,761.00 (+4.84%) Homeowner's exemption	$185,528 (+5.99%)	$281,700 (+1.11%) Land $70,000 Building $211,700
2023	$4,541.00 (+3.37%) Homeowner's exemption	$175,049 (+3%)	$278,600 (+14.93%) Land $60,000 Building $218,600
2022	$4,393.00 Homeowner's exemption	$169,951	$242,400 Land $55,000 Building $187,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.