1831 State St, Granite City, IL 62040 Property Records

Madison County property record for 1831 State St, Granite City, IL 62040

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,500 sqft · built 1940
Lot Size	0.071 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Mar 2022)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Mortgage + 3 more
APN	`22-2-19-24-12-201-051`

Property Details

APN / Parcel Number

Primary APN	`22-2-19-24-12-201-051`

Interior

Building Area	3,500 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	3,125 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Location & Zoning

Street Address	1831 STATE ST
City	GRANITE CITY
State	IL
Zip	62040-4620
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIGINAL PLAT OF GRANITE CITY LOT 9 EXC 19'6 OFF NE SI & 5'6 OFF SW SI 25X125
Legal Subdivision	GRANITE CITY
Legal Lot Number	9
Jurisdiction	MADISON IL
Township / Civil Division	GRANITE CITY
Census Block Group	4
Census Block	4014
Census Tract	404000

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 VICTORIA DR, GRANITE CITY, IL 62040-3020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVERS COMMUNITY CAPITAL
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVERS COMMUNITY CAPITAL
Mar 9, 2022	Warranty Deed, Transfer PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO
Dec 10, 2020	Grant Deed, Transfer · Line of Credit PRIVATE INDIVIDUAL
May 21, 2018	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	20228330
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1831 STATE ST, GRANITE CITY, IL 62040-4620
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013219
Date	Mar 25, 2021
Instrument	2021R13219

Lender

Name	GREAT RIVERS COMMUNITY CAPITAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 15, 2026

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1831 STATE ST, GRANITE CITY, IL 62040-4620
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009183
Date	Mar 16, 2022
Instrument	2022R09183

Lender

Name	GREAT RIVERS COMMUNITY CAPITAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 15, 2029

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 9, 2022
Property Address	1831 STATE ST, GRANITE CITY, IL 62040-4620
Document Number	0000008330
Map Reference	PB 5 PG 55 & 56
Instrument Date	Mar 8, 2022
Instrument	2022R08330
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 VICTORIA DR, GRANITE CITY, IL 62040-3020

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Dec 10, 2020
Property Address	1831 STATE ST, GRANITE CITY, IL 62040-4620
Document Number	0000045621
Instrument Date	Dec 4, 2020
Instrument	45621
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4398 CHOUTEAU AVE ST LOUIS MO 631101662, ST LOUIS, MO 63110-1662

Mortgage

Document Number	45622
Date	Dec 10, 2020
Instrument	45622

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAINT LOUIS, MO 63106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 9, 2025

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1831 STATE ST, GRANITE CITY, IL 62040-4620
Document Number	0000044355
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1831 STATE ST GRANITE CITY IL 620404620, GRANITE CITY, IL 62040-4620

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Granite City Township
Municipality	Granite City
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+9.61%)	$15,430 (+33.59%) Land $1,210 Building $14,220	$46,290 (+33.46%) Land $3,630 Building $42,660
2024	$1,218.00 (+5.45%)
2022	$1,155.00	$11,550 Land $910 Building $10,640	$34,685 Land $2,733 Building $31,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Dec 2021 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-GRANITE CITY private · serves 33,572 people · EPA ID IL1195030
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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