1831 Saint Thomas Rd, Vista, CA 92081 Property Records

San Diego County property record for 1831 Saint Thomas Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,131 sqft · built 1998
Lot Size	1.08 acres (47,293 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Mar 2014)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-591-25-07`

Property Details

APN / Parcel Number

Primary APN	`217-591-25-07`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,131 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	47,293 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1831 SAINT THOMAS RD
City	VISTA
State	CA
Zip	92081-7018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 4 US235PER DOC97-195584&UND INT IN TR 013236
Legal Subdivision	VISTA 2-026
Legal Tract	013236
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1039
Census Tract	19810

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45136 WILLOWICK ST, TEMECULA, CA 92592-1367
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 28, 2022	Intrafamily Transfer, Transfer MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY OF CA
Jul 11, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2014 · Amount on Record
Deed Sale	Mar 11, 2014 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	201495473
Last Transfer Date	Dec 21, 2022
Transfer Doc	0000480934
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1831 SAINT THOMAS RD, VISTA, CA 92081-7018
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45136 WILLOWICK ST, TEMECULA, CA 92592-1367

Mortgage

Document Number	0000610548
Date	Aug 27, 2021
Instrument	2021-0610548

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2022
Property Address	1831 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000480934
Map Reference	MAP 13236
Instrument Date	Dec 21, 2022
Instrument	2022-0480934
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45136 WILLOWICK ST, TEMECULA, CA 92592-1367

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2019
Property Address	1831 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000276410
Instrument Date	Jun 26, 2019
Instrument	276410
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1831 SAINT THOMAS RD VISTA CA 920817018, VISTA, CA 92081-7018

Mortgage

Document Number	276411
Date	Jul 11, 2019
Instrument	276411

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2019
Property Address	1831 SAINT THOMAS RD, VISTA, CA 92081-7018
Document Number	0000155972
Instrument Date	Apr 24, 2019
Instrument	155972
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1831 SAINT THOMAS RD VISTA CA 920817018, VISTA, CA 92081-7018

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,870 (+2%) Land $206,082 Building $237,788
2025	$5,672.00 (+5.23%)	$435,168 (+4.04%) Land $202,042 Building $233,126
2024	$5,390.00 (+2.12%)
2023	$5,278.00 (+0.21%)	$418,272 Land $194,198 Building $224,074
2022	$5,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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