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1831 Milbank Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 1831 Milbank Rd, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 1974
Lot Size0.71 acres (3,073 sqft)
Owner2 Individual Names on Record
Last Sale$789,000 (Dec 2013)
Tax Bill$11,067 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN254-450-03-00

Property Details

APN / Parcel Number

Primary APN254-450-03-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area3,073 sqft (0.71 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1831 MILBANK RD
CityENCINITAS
StateCA
Zip92024-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal DescriptionLOT 208&209 TR 007274
Legal SubdivisionSEA BLUFFE VILLAGE
Legal Tract007274
Legal Block4
Legal Lot Number208,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4007
Census Tract17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address49202 SALT RIVER RD, INDIO, CA 92201-8852
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2013 · Amount on Record
Deed SaleDec 24, 2013 · Amount on Record
Prior SaleJan 19, 2005 · Amount on Record
Deed Document Number2013735887
Last Transfer DateMar 18, 2021
Transfer Doc0000232155
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1831 MILBANK RD, ENCINITAS, CA 92024-1029
Transaction TypeMortgage
Record UpdatedJan 2, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1831 MILBANK RD, ENCINITAS, CA 92024-1029

Mortgage

Document Number0000476059
DateDec 22, 2022
Instrument2022-0476059
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 21, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 25, 2021
Property Address1831 MILBANK RD, ENCINITAS, CA 92024-1029
Document Number0000232155
Map ReferenceMAP 7274
Instrument DateMar 18, 2021
Instrument2021-0232155
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address49202 SALT RIVER RD, INDIO, CA 92201-8852

Mortgage

Document Number0000232156
DateMar 25, 2021
Instrument2021-0232156
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$986,538 (+2%) Land $768,559 Building $217,979
2025$11,067.00 (+7%)$967,195 (+4.04%) Land $753,490 Building $213,705
2023$10,343.00 (+2.36%)$929,639 Land $724,232 Building $205,407
2022$10,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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