1831 John Gray Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1831 John Gray Rd, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1971
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2018)
Tax Bill	$5,975 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0248-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0248-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
Gross Area	3,494 sqft
1st Floor Area	1,075 sqft
2nd Floor Area	1,050 sqft
Basement Area	907 sqft
Finished Basement	450 sqft
Unfinished Basement	457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	185 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1831 JOHN GRAY RD
City	CINCINNATI
State	OH
Zip	45240-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD
Legal Description	JOHNGRAY RD 66 X 185 LOT 347 KEMPERMILL VILLAGE SUB BLK B PT 19
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	347
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	21508

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 21, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Oct 3, 2018	Grant Deed ATTORNEY ONLY
Aug 29, 2017	Grant Deed, Transfer SERVICELINK
May 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	201814379
Prior Transfer Date	Jun 22, 1995
Prior Transfer Doc	0000087309
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020605
Date	Mar 28, 2023
Book Page	14882/285
Instrument	2023-0020605

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 21, 2018
Property Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Document Number	0000014379
Book / Page	013609 / 000230
Instrument Date	Jan 31, 2018
Instrument	14379
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1831 JOHN GRAY RD CINCINNATI OH 452401029, CINCINNATI, OH 45240-1029

Mortgage

Document Number	14380
Date	Feb 21, 2018
Book Page	013609/000232
Instrument	14380

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2018
Property Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Document Number	0000087925
Book / Page	013766 / 000001
Instrument Date	Jan 31, 2018
Instrument	87925
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$540.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1831 JOHN GRAY RD CINCINNATI OH 452401029, CINCINNATI, OH 45240-1029

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2017
Property Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Document Number	0000079010
Book / Page	013491 / 001472
Instrument Date	Aug 24, 2017
Instrument	79010
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 WALNUT ST READING OH 452153307, READING, OH 45215-3307

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2017
Property Address	1831 JOHN GRAY RD, CINCINNATI, OH 45240-1029
Document Number	0000044908
Book / Page	013421 / 000568
Instrument Date	Apr 8, 2017
Instrument	44908
Transaction Type	Foreclosure
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,975.00 (-0.1%)	$93,717 (+%) Land $14,620 Building $79,097	$267,760 (-) Land $41,770 Building $225,990
2024	$5,981.00 (+6.94%)	$93,715 (-) Land $14,619 Building $79,096
2023	$5,593.00 (+19.64%)	$93,715 (+48.75%) Land $14,619 Building $79,096	$267,760 (+48.76%) Land $41,770 Building $225,990
2022	$4,675.00	$63,001 Land $12,653 Building $50,348
2020			$180,000 Land $36,150 Building $143,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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