1831 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1831 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1941
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2022)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-126-032`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-126-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	374 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	104 sqft
Deck Area	453 sqft
Patio Area	453 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1831 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-10-004H -035-00
Legal Subdivision	CARLISLE SEC 04
Legal Block	126
Legal Lot Number	SEC
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1831 GRAFTON RD, ELYRIA, OH 44035-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Sep 11, 2014
Deed Document Number	2022007832
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 21, 2022
Property Address	1831 GRAFTON RD, ELYRIA, OH 44035-8172
Document Number	0000902139
Instrument Date	Dec 19, 2022
Instrument	2022-0902139
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	NEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 GRAFTON RD, ELYRIA, OH 44035-8172

Mortgage

Document Number	0000902140
Date	Dec 21, 2022
Instrument	2022-0902140

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1831 GRAFTON RD, ELYRIA, OH 44035-8172
Document Number	0000792163
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 GRAFTON RD ELYRIA OH 440358172, ELYRIA, OH 44035-8172

Mortgage

Document Number	0000792163
Date	Dec 7, 2020
Instrument	792163

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 6, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00	$70,680 (-0.01%) Land $10,420 Building $60,260	$201,960 (-) Land $29,780 Building $172,180
2024	$3,285.00 (+60.79%)	$70,686 (+72.23%) Land $10,423 Building $60,263	$201,960 (+72.23%) Land $29,780 Building $172,180
2023	$2,043.00 (+0.34%)	$41,042 (-0.02%) Land $10,056 Building $30,986	$117,260 (-) Land $28,730 Building $88,530
2022	$2,036.00	$41,050 Land $10,060 Building $30,990
2021			$117,260 Land $28,730 Building $88,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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