1831 Cliffview Rd, Heber, AZ 85928 Property Records

Navajo County property record for 1831 Cliffview Rd, Heber, AZ 85928

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1993
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on File
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207-19-074E`

Property Details

APN / Parcel Number

Primary APN	`207-19-074E`

Interior

Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	90,605 sqft
Garage Type	Detached
Garage Area	504 sqft
Deck Area	Deck Area
Patio Area	904 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1831 CLIFFVIEW RD
City	HEBER
State	AZ
Zip	85928-5594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-43
Legal Description	BUCKSKIN ARTISTS COMMUNITY WEST:(PORTION OF LOT 77)... BEG NW COR LOT 77 TPOB; TH S8959E 109.91; TH S6500 E 42; TH S2530W 341.15; TH N6020W 143.16; TH N2549E 283.09 TPOB. AND ALSO: (PORTION OF LOT 77)... BEG NW COR LOT 77; TH S895900 E 109.91 ;
Legal Range	16E
Legal Township	12N
Legal Section	25
Legal Subdivision	BUCKSKIN ARTISTS COMMUNITY WEST
Legal Lot Number	77
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1053
Census Tract	964201

Owner

1831 Cliffview Rd is owned by an individual who acquired it in September 2011.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 135, HEBER, AZ 85928-0135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 24, 2018	Deed of Trust, Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 24, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2011
Transfer Doc	0000015073
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1831 CLIFFVIEW RD, HEBER, AZ 85928-5594
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TRUE CONCEPT TITLE, TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015072
Date	Jul 7, 2021
Instrument	2021-15072

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.02%
Change Frequency	Annually
Index	1-Year LIBOR

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1831 CLIFFVIEW RD, HEBER, AZ 85928-5594
Document Number	0000019508
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 CLIFFVIEW RD HEBER AZ 85928, HEBER, AZ 85928

Mortgage

Document Number	0000019508
Date	Nov 30, 2018
Instrument	19508

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	5.65%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	1831 CLIFFVIEW RD, HEBER, AZ 85928-5594
Document Number	0000019507
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 CLIFFVIEW RD HEBER AZ 85928, HEBER, AZ 85928

Mortgage

Document Number	0000019507
Date	Nov 30, 2018
Instrument	19507

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	5.65%

Tax Assessment & Valuation

The 2025 property tax bill for 1831 Cliffview Rd was $2,362.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$461,019 Land $80,694 Building $380,325
2025	$2,362.00	$43,122 Land $7,995 Building $35,127	$431,218 Land $79,949 Building $351,269
2023	$2,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1831 Cliffview Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Cliffview Rd is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCKSKIN ARTISTS COMMUNITY private · serves 320 people · EPA ID AZ0409305
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Antimony resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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