Winnebago County property record for 1831 Chestnut St, Rockford, IL 61102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 2004 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2023) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-21-284-026 |
| Primary APN | 11-21-284-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 156 ft deep x 87 ft wide |
| Terrain | High |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1121284026 |
|---|---|
| Street Address | 1831 CHESTNUT ST |
| City | ROCKFORD |
| State | IL |
| Zip | 61102-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MAPLE PARK SUB PT SEC 1-43-1 E 26 FT LT 15, ALL LT 16 & W 49 FT LOT 17 BLK 1 |
| Legal Range | 1 |
| Legal Township | 43 |
| Legal Section | 1 |
| Legal Subdivision | MAPLE PARK |
| Legal Block | 1 |
| Legal Lot Number | 16,17 |
| Jurisdiction | WINNEBAGO IL |
1831 Chestnut St is owned and occupied by an individual who bought it in September 2023.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1831 CHESTNUT ST, ROCKFORD, IL 61102-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage PLATINUM HM MTG |
| Sep 13, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on File |
| Deed Sale | Sep 13, 2023 · Amount on File |
| Prior Sale | Jun 26, 2009 · Amount on File |
| Deed Document Number | 202321130 |
| Prior Transfer Date | Sep 8, 2023 |
| Prior Transfer Doc | 0000021130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1831 CHESTNUT ST, ROCKFORD, IL 61102-1923 |
| Document Number | 0001008894 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1831 CHESTNUT ST ROCKFORD IL 611021923, ROCKFORD, IL 61102-1923 |
| Document Number | 0001008894 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 1008894 |
| Name | PLATINUM HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 21, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 13, 2023 |
| Property Address | 1831 CHESTNUT ST, ROCKFORD, IL 61102-1923 |
| Document Number | 0000021130 |
| Map Reference | BK8 PG37 |
| Instrument Date | Jun 26, 2009 |
| Instrument | 2321130 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6855 E RIVERSIDE BLVD, ROCKFORD, IL 61114-4429 |
| Name | Verified Name |
|---|---|
| Address | 1831 CHESTNUT ST, ROCKFORD, IL 61102-1923 |
The 2025 property tax bill for 1831 Chestnut St was $1,928, up 7.2% from the year before.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 (+7.17%) | $27,848 (+11.43%) Land $1,525 Building $26,323 | $83,544 (+11.43%) Land $4,575 Building $78,969 |
| 2024 | $1,799.00 | $24,992 Land $1,369 Building $23,623 | $74,976 Land $4,107 Building $70,869 |
| 2022 | Homeowner's exemption | $19,370 Land $751 Building $18,619 | $58,110 Land $2,253 Building $55,857 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1831 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1831 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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