Osceola County property record for 1831 Big Buck Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 2006 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Sep 2019) |
| Tax Bill | $4,537 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136041 |
| Primary APN | 136041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Heated Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,571 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 94 sqft |
| Patio Area | 140 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 136041 |
|---|---|
| Street Address | 1831 BIG BUCK DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 48 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | DOE RUN AT DEER CREEK |
| Legal Tract | 563 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 43207 |
1831 Big Buck Dr is owned and occupied by an individual who bought it in September 2019.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1831 BIG BUCK DR, SAINT CLOUD, FL 34772-8218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on File |
| Deed Sale | Sep 17, 2019 · Amount on File |
| Prior Sale | Oct 2, 2008 |
| Deed Document Number | 2019120046 |
| Deed Book / Page | 5590 / 2910 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1831 BIG BUCK DR, SAINT CLOUD, FL 34772-8218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1831 BIG BUCK DR, SAINT CLOUD, FL 34772-8218 |
| Document Number | 0061441824 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 6144/1824 |
| Instrument | 2022019945 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 1831 BIG BUCK DR, SAINT CLOUD, FL 34772-8218 |
| Document Number | 0055902910 |
| Book / Page | 5590 / 2910 |
| Map Reference | MB 17 PG 165-171 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019120046 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | UNIK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,736.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 MOHAWK CT, 4301, SAINT CLOUD, FL 34772-7505 |
| Name | Verified Name |
|---|---|
| Address | 2105 CARBINE CT, KISSIMMEE, FL 34743-3615 |
| Document Number | 0055902912 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 5590/2912 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1831 Big Buck Dr was $4,537 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,537.00 Homeowner's exemption | $296,400 Land $70,000 Building $226,400 | $296,400 Land $70,000 Building $226,400 |
| 2023 | $4,437.00 (+16.06%) | $281,000 (+29.73%) Land $60,000 Building $221,000 | $281,000 (+29.73%) Land $60,000 Building $221,000 |
| 2022 | $3,823.00 | $216,600 Land $55,000 Building $161,600 | $216,600 Land $55,000 Building $161,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1831 Big Buck Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1831 Big Buck Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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