18308 Teresa Dr, Macomb, MI 48044 Property Records

Macomb County property record for 18308 Teresa Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,096 sqft · built 1998
Lot Size0.194 acres (8,451 sqft)
Owner2 Individual Names on File
Tax Bill$4,075 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-08-20-480-006

Property Details

APN / Parcel Number

Primary APN20-08-20-480-006
Alternative APN
  • 0820480006

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area1,546 sqft
Basement Area1,546 sqft
Unfinished Basement1,546 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Lot Area8,451 sqft (0.194 acres)
Lot Dimensions121 ft deep x 70 ft wide
Garage Area488 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address18308 TERESA DR
CityMACOMB
StateMI
Zip48044-1681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWILLOWOOD SUB #3 LOT 177 LIBER: 119 PAGES: 39-49
Legal SubdivisionWILLOWOOD SUB
Legal Lot Number177
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group4
Census Block4013
Census Tract224001

Owner

18308 Teresa Dr is owned and occupied by two individuals.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address18308 TERESA DR, MACOMB, MI 48044-1681
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18308 TERESA DR, MACOMB, MI 48044-1681
Document Number0000091888
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18308 TERESA DR MACOMB MI 480441681, MACOMB, MI 48044-1681

Mortgage

Document Number0000091888
DateAug 16, 2019
Book Page026138/000318
Instrument91888
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038-4004
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 15, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18308 Teresa Dr was $4,075 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,300$410,600
2025$4,075.00
2023$171,800$343,600
2022$3,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18308 Teresa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18308 Teresa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Teresa Dr

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