18308 Railroad St, Bluemont, VA 20135 Property Records

Loudoun County property record for 18308 Railroad St, Bluemont, VA 20135

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,736 sqft · built 2015
Lot Size1.48 acres (64,904 sqft)
Owner2 Individual Names on File
Last Sale$789,000 (Apr 2022)
Tax Bill$6,267 (2026)
Deeds & MortgagesDec 2022 Line of Credit
Jun 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN648-10-7782-000

Property Details

APN / Parcel Number

Primary APN648-10-7782-000
Alternative APN
  • 42 18D

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,736 sqft Living Area
1st Floor Area1,160 sqft
FlooringWood

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area64,904 sqft
Garage Area576 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address18308 RAILROAD ST
CityBLUEMONT
StateVA
Zip20135-1748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal DescriptionSOUTHERN RAILWAY RW 200507070073328
Legal SubdivisionSOUTHERN RAILWAY RW
Legal Block1
Legal Lot Number1194
JurisdictionLOUDOUN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1063
Census Tract610800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bluemont Historic District
listed 1984 · 38 contributing resources · NRIS 84003546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18308 Railroad St is owned and occupied by two individuals who acquired it in June 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
OLD DOMINION NATIONAL BANK
Jun 17, 2022Intrafamily Transfer, Transfer
Apr 27, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME SAVINGS & TRUST MORTGAGE
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2022 · Amount on File
Deed SaleApr 27, 2022 · Amount on File
Prior SaleJul 29, 2016 · Amount on File
Deed Document Number202225400
Last Transfer DateJun 6, 2022
Transfer Doc0000036235
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068095
DateDec 28, 2022
Instrument202212280068095
Lender
NameOLD DOMINION NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateJun 17, 2022
Property Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748
Document Number0000036235
Instrument DateJun 6, 2022
Instrument202206170036235
Transaction TypeTransfer
Record UpdatedJul 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateApr 27, 2022
Property Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748
Document Number0000025400
Instrument DateApr 27, 2022
Instrument202204270025400
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyPSH TITLE LLC, PSR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748

Mortgage

Document Number0000025401
DateApr 27, 2022
Instrument202204270025401
Lender
NameHOME SAVINGS & TRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address18308 RAILROAD ST, BLUEMONT, VA 20135-1748
Document Number20210115005515
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18308 RAILROAD ST BLUEMONT VA 201351748, BLUEMONT, VA 20135-1748

Mortgage

Document Number20210115005515
DateJan 15, 2021
Instrument5515
Lender
NameZILLOW HM LNS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 14, 2036
Interest
Rate TypeFixed Rate
Rate2%

Tax Assessment & Valuation

The 2026 property tax bill for 18308 Railroad St was $6,267.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,267.00$778,600 Land $233,600 Building $545,000$778,600 Land $233,600 Building $545,000
2023$6,731.00$769,290 Land $191,200 Building $578,090$769,290 Land $191,200 Building $578,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18308 Railroad St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2015–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18308 Railroad St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
All Points Broadband
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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