18307 Arcola Bay Ln, Richmond, TX 77407 Property Records

Fort Bend County property record for 18307 Arcola Bay Ln, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,899 sqft · built 2019
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$231,037 (Sep 2026)
Tax Bill	$9,584 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R492351`

Property Details

APN / Parcel Number

Primary APN	`R492351`
Alternative APN	`4757-04-005-0110-907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	1,899 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18307 ARCOLA BAY LN
City	RICHMOND
State	TX
Zip	77407-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW RETREAT SEC 4, BLOCK 5, LOT 11
Legal Subdivision	LAKEVIEW RETREAT SEC 4
Legal Block	5
Legal Lot Number	11
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2020
Census Tract	672907

Owner

18307 Arcola Bay Ln is owned and occupied by an individual who bought it in September 2026.

Source: Fort Bend County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	18307 ARCOLA BAY LN, RICHMOND, TX 77407-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Apr 14, 2020 · Amount on File
Deed Document Number	202695969
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FORT BEND TX
Recording Date	Sep 11, 2026
Property Address	18307 ARCOLA BAY LN, RICHMOND, TX 77407-1116
Document Number	0000095969
Instrument Date	Sep 10, 2026
Instrument	202695969
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095970,
Date	Sep 11, 2026
Instrument	202695970

Lender

Name	NMSI INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 18307 Arcola Bay Ln was $9,584, up 1.8% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,584.00 (+1.76%)	$363,200 (-1.09%) Land $35,750 Building $327,450	$363,200 (-1.09%) Land $35,750 Building $327,450
2024	$9,418.00 (+67.76%)	$367,190 (-1.01%) Land $35,750 Building $331,440	$367,190 (-1.01%) Land $35,750 Building $331,440
2023	$5,614.00	$370,953 Land $27,500 Building $343,453	$370,953 Land $27,500 Building $343,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18307 Arcola Bay Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	10 (2017)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18307 Arcola Bay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 190 serves 5,049 people · EPA ID TX0790501
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20