18306 Whispering Sails Ct, Cypress, TX 77433 Property Records

Harris County property record for 18306 Whispering Sails Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,340 sqft · built 2019
Lot Size	0.278 acres (12,106 sqft)
Owner	Individual Name on File
Tax Bill	$12,596 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`138-932-004-0033`

Property Details

APN / Parcel Number

Primary APN	`138-932-004-0033`
Alternative APN	`1389320040096`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,340 sqft Living Area
1st Floor Area	2,454 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	12,106 sqft (0.278 acres)
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1389320040033
Street Address	18306 WHISPERING SAILS CT
City	CYPRESS
State	TX
Zip	77433-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 BLK 4 TOWNE LAKE SEC 46
Legal Subdivision	TOWNE LAKE SEC 46
Legal Block	4
Legal Lot Number	33
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4010
Census Tract	543007

Owner

18306 Whispering Sails Ct is owned and occupied by an individual who acquired it in August 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18306 WHISPERING SAILS CT, CYPRESS, TX 77433-7140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CY FAIR FCU
May 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALLIANCE MORTGAGE GROUP LLC
Jan 3, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage FC LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025
Deed Sale	Aug 21, 2025
Prior Sale	May 13, 2021 · Amount on File
Deed Document Number	2025329685
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	0000002688
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18306 WHISPERING SAILS CT, CYPRESS, TX 77433-7140
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004794
Date	Jan 5, 2023
Instrument	2023-004794

Lender

Name	CY FAIR FCU
Type	Credit Union
Address	HOUSTON, TX 77065

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 27, 2037

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	May 13, 2021
Property Address	18306 WHISPERING SAILS CT, CYPRESS, TX 77433-7140
Document Number	2021263234
Map Reference	MF 681700
Instrument Date	May 5, 2021
Instrument	2021-263234
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETMNT GROUP OF TX

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18306 WHISPERING SAILS CT, CYPRESS, TX 77433-7140

Mortgage

Document Number	2021263235
Date	May 13, 2021
Instrument	2021-263235

Lender

Name	ALLIANCE MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 3, 2020
Property Address	18306 WHISPERING SAILS CT, CYPRESS, TX 77433-7140
Document Number	0000002688
Instrument Date	Dec 23, 2019
Instrument	2688
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2020
Title Company	MILLENNIUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18306 WHISPERING SAILS CT CYPRESS TX 774337140, CYPRESS, TX 77433-7140

Mortgage

Document Number	2689
Date	Jan 3, 2020
Instrument	2689

Lender

Name	FC LNDG
Address	HOUSTON, TX 77042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18306 Whispering Sails Ct was $12,596, down 14.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,224 (+6.22%) Land $129,202 Building $622,022	$751,224 (+6.22%) Land $129,202 Building $622,022
2025	$12,596.00 (-14.24%)	$707,237 Land $129,202 Building $578,035	$707,237 Land $129,202 Building $578,035
2024	$14,687.00
2023		$707,206 Land $129,202 Building $578,004	$707,206 Land $129,202 Building $578,004
2022	$4,858.00
2020	$3,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18306 Whispering Sails Ct in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18306 Whispering Sails Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 502 serves 5,487 people · EPA ID TX1013494
Water Source	Purchased surface water from HARRIS COUNTY MUD 500
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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