18305 S 12th St, Roca, NE 68430 Property Records

Lancaster County property record for 18305 S 12th St, Roca, NE 68430

Property Summary

Property TypeRural Home
Details4 bd · 5 ba · 2,728 sqft · built 2018
Lot Size3.98 acres (173,369 sqft)
Owner2 Individual Names on Record
Tax Bill$11,589 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-26-401-002-000

Property Details

APN / Parcel Number

Primary APN08-26-401-002-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,728 sqft Living Area
1st Floor Area1,983 sqft
Upper Floors Area745 sqft
Basement Area1,983 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area173,369 sqft (3.98 acres)
Garage TypeAttached
Garage Area855 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area847 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address18305 S 12TH ST
CityROCA
StateNE
Zip68430-4000
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionSTEPHANIES ADDITION, LOT 2
Legal SubdivisionSTEPHANIES ADDITION
Legal Lot Number2
JurisdictionLANCASTER NE
Township / Civil DivisionCENTERVILLE
Census Block Group2
Census Block2069
Census Tract10300

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18305 S 12TH ST, ROCA, NE 68430-4000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address18305 S 12TH ST, ROCA, NE 68430-4000
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyNEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005434
DateJan 26, 2021
Instrument2021005434
Lender
NameFIRST STATE BANK NEBRASKA
TypeBank
AddressLINCOLN, NE 68516
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2031

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
Unified School DistrictCrete Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,589.00 (+17.4%)$822,200 (+18.42%) Land $189,700 Building $632,500$822,200 (+18.42%) Land $189,700 Building $632,500
2023$9,871.00$694,300 Land $165,500 Building $528,800$694,300 Land $165,500 Building $528,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 75% of Nebraska
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Big Red Communications
Fixed Wireless
200 / 100

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on S 12th St

Nearby Streets

Search Property Records by Address or Parcel Number