Pasco County property record for 18304 Roseate Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,753 sqft · built 2018 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Mar 2026) |
| Tax Bill | $3,477 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-26-18-0080-03800-0010 |
| Primary APN | 33-26-18-0080-03800-0010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,753 sqft Living Area |
| Gross Area | 4,427 sqft |
| 1st Floor Area | 1,380 sqft |
| Upper Floors Area | 2,053 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,750 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 674 sqft |
| Porch | Florida Room |
| Porch Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18304 ROSEATE DR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LONG LAKE RANCH VILLAGE 1B PB 73 PG 140 BLOCK 38 LOT 1 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | LONG LAKE RANCH |
| Legal Tract | 80 |
| Legal Block | 38 |
| Legal Lot Number | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31605 |
18304 Roseate Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Pasco County records, as of April 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Apr 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMRES CORP |
| Jul 10, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Jun 3, 2025 · Amount on File |
| Deed Document Number | 202657139 |
| Deed Book / Page | 11390 / 2347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0103211341 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 10321/1341 |
| Instrument | 2021072009 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0109202301 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 10920/2301 |
| Instrument | 2023205291 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0113902347 |
| Book / Page | 11390 / 2347 |
| Map Reference | MB 73 PG 140 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026057139 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,635.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17665 BELLAVISTA LOOP # 1132, 1132, LUTZ, FL 33558-5658 |
| Name | Verified Name |
|---|---|
| Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0113902349 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 11390/2349 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0098852144 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18304 ROSEATE DR LUTZ FL 335582310, LUTZ, FL 33558-2310 |
| Document Number | 0098852144 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 009885/002144 |
| Instrument | 57455 |
| Name | AMRES CORP |
|---|---|
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 0097533395 |
| Book / Page | 9753 / 3395 |
| Map Reference | MB 73 PG 140-145 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 2018114955 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,598.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9422 CAMDEN FIELD PKWY, 9422, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 18304 ROSEATE DR, LUTZ, FL 33558-2310 |
| Document Number | 2018114956 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018114956 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 18304 Roseate Dr was $3,477, up 1.8% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,675 (+58.51%) Land $111,327 Building $549,348 | $660,675 (-1.81%) Land $111,327 Building $549,348 | |
| 2025 | $3,477.00 (+1.85%) | $416,800 Land $111,327 Building $305,473 | $672,882 Land $111,327 Building $561,555 |
| 2024 | $3,414.00 (+0.21%) | ||
| 2023 | $3,407.00 (+5.41%) Additional exemption filed | $393,270 (+4.2%) Land $90,141 Building $303,129 | $716,669 (+20.55%) Land $90,141 Building $626,528 |
| 2022 | $3,232.00 Homeowner's exemption | $377,430 Land $76,017 Building $301,413 | $594,500 Land $76,017 Building $518,483 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18304 Roseate Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 59.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18304 Roseate Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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