1830 Sparrow Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1830 Sparrow Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,117 sqft · built 1997
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Aug 2017)
Tax Bill	$4,209 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-01300-0020`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-01300-0020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,117 sqft Heated Area
Gross Area	3,009 sqft
1st Floor Area	2,568 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	2,300 ft deep x 1,000 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920013000020
Street Address	1830 SPARROW LN
City	NAVARRE
State	FL
Zip	32566-8552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 2 BLK 13 AS DES IN OR 3656 PG 801
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	13
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2055
Census Tract	10820

Owner

1830 Sparrow Ln is owned by two individuals who bought it in August 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4596 PHOENIX PALM DR, GULF BREEZE, FL 32563-8868
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jan 7, 1998 · Amount on File
Deed Document Number	201735670
Deed Book / Page	3656 / 0801
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1830 SPARROW LN, NAVARRE, FL 32566-8552
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 SPARROW LN, NAVARRE, FL 32566-8552

Mortgage

Document Number	0042001726
Date	Oct 29, 2021
Book Page	4200/1726
Instrument	202172753

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,209.00 (+2.46%)	$352,684 (+3.91%) Land $75,000 Building $277,684	$352,684 (+3.91%) Land $75,000 Building $277,684
2023	$4,108.00 (+6.81%)	$339,428 (+7.92%) Land $65,000 Building $274,428	$339,428 (+7.92%) Land $65,000 Building $274,428
2022	$3,846.00	$314,521	$314,521 Land $50,000 Building $264,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1830 Sparrow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1830 Sparrow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20