1830 Rugged Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 1830 Rugged Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	5,109 sqft · built 2013
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$584,400 (Jul 2018)
Tax Bill	$11,435 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R235149`

Property Details

APN / Parcel Number

Primary APN	`R235149`
Alternative APNs	`54304990101800108` `235149`

Interior

Stories	2 Stories
Building Area	5,109 sqft Living Area
Gross Area	6,144 sqft
1st Floor Area	3,762 sqft
2nd Floor Area	1,347 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	292 sqft
Patio Area	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1830 RUGGED TRL
City	MIDLOTHIAN
State	TX
Zip	76065-7413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18A BLK A COTTON CREEK RANCH 0.59 AC
Legal Subdivision	COTTON CREEK RANCH
Legal Block	A
Legal Lot Number	18A
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2001
Census Tract	60802

Owner

1830 Rugged Trl is owned and occupied by two individuals who bought it in July 2018.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1830 RUGGED TRL, MIDLOTHIAN, TX 76065-7413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Apr 5, 2013
Deed Document Number	201821799
Prior Transfer Date	Jul 27, 2018
Prior Transfer Doc	0000021799
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Recording Date	Jun 5, 2026
Property Address	1830 RUGGED TRL, MIDLOTHIAN, TX 76065-7413
Document Number	0000019959
Instrument Date	May 19, 2026
Instrument	202619959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 RUGGED TRL, MIDLOTHIAN, TX 76065-7413

Mortgage

Document Number	0000019959,
Date	Jun 5, 2026
Instrument	202619959

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1830 RUGGED TRL, MIDLOTHIAN, TX 76065-7413
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2122750
Date	May 24, 2021
Instrument	2122750

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1830 Rugged Trl was $11,435 with a homeowner's exemption, up 1.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,399 (-1.17%) Land $100,000 Building $628,399	$728,399 (-1.17%) Land $100,000 Building $628,399
2025	$11,435.00 (+1.77%) Homeowner's exemption	$737,045 Land $100,000 Building $637,045	$737,045 Land $100,000 Building $637,045
2024	$11,236.00 (+2.87%)
2023	$10,922.00 Homeowner's exemption	$778,298 Land $90,000 Building $688,298	$778,298 Land $90,000 Building $688,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1830 Rugged Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1830 Rugged Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN PEAK SUD serves 25,302 people · EPA ID TX0700042
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rugged Trl

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