1830 Kay Dr, Largo, FL 33770 Property Records

Pinellas County property record for 1830 Kay Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,006 sqft · built 1964
Lot Size	0.169 acres (7,349 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2019)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-9637-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-9637-6`
Alternative APNs	`33-29-15-08856-000-1360` `291533088560001360` `152933088560001360` `R363386`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,006 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,006 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,349 sqft (0.169 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	250 sqft
Patio Area	250 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R363386
Street Address	1830 KAY DR
City	LARGO
State	FL
Zip	33770-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BILTMORE ESTATES LOT 136
Legal Range	15E
Legal Township	29S
Legal Section	33
Legal Subdivision	BILTMORE ESTATES
Legal Tract	8856
Legal Lot Number	136
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2006
Census Tract	25211

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1830 KAY DR, LARGO, FL 33770-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Oct 31, 2018	Deed of Trust, Mortgage · Conventional with PMI MILEND
Mar 24, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 7, 1997 · Amount on Record
Deed Document Number	2019356167
Deed Book / Page	20759 / 1466
Transfer Doc	9863002396
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1830 KAY DR, LARGO, FL 33770-3054
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 KAY DR, BELLEAIR BLF, FL 33770-3054

Mortgage

Document Number	0221712208
Date	Aug 17, 2022
Book Page	22171/2208
Instrument	2022251951

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 5, 2019
Property Address	1830 KAY DR, LARGO, FL 33770-3054
Document Number	0207591466
Book / Page	020759 / 001466
Instrument Date	Nov 4, 2019
Instrument	356167
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	COASTLINE TITLE/PINELLAS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 KAY DR LARGO FL 337703054, LARGO, FL 33770-3054

Mortgage

Document Number	207591468
Date	Nov 5, 2019
Book Page	020759/001468
Instrument	356168

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1830 KAY DR, LARGO, FL 33770-3054
Document Number	0203351456
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1830 KAY DR LARGO FL 337703054, LARGO, FL 33770-3054

Mortgage

Document Number	0203351456
Date	Nov 14, 2018
Book Page	020335/001456
Instrument	366956

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1830 KAY DR, LARGO, FL 33770-3054
Document Number	0195711706
Book / Page	019571 / 001706
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1830 KAY DR LARGO FL 337703054, LARGO, FL 33770-3054

Mortgage

Document Number	0195711706
Date	Mar 30, 2017
Book Page	019571/001706
Instrument	98431

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (+7.98%) Homeowner's exemption	$211,744 (+5.99%)	$293,139 (+2.49%) Land $126,135 Building $167,004
2023	$2,981.00 (+3.22%) Homeowner's exemption	$199,783 (+3%)	$286,026 (+15.63%) Land $149,665 Building $136,361
2022	$2,888.00 Homeowner's exemption	$193,964	$247,365 Land $137,473 Building $109,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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