1830 Harmon St, Gilbert, SC 29054 Property Records

Lexington County property record for 1830 Harmon St, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,904 sqft · built 1997
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale & Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002419-05-007`

Property Details

APN / Parcel Number

Primary APN	`002419-05-007`
Alternative APN	`0241905007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Waterfront / Beach
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1830 HARMON ST
City	GILBERT
State	SC
Zip	29054-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	SHULL ISLAND LOT 28-A SEC 2
Legal Subdivision	SULL ISLAND
Legal Lot Number	28-A
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	3
Census Block	3003
Census Tract	21303

Owner

Source: Lexington County records · APN 002419-05-007

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1830 HARMON ST, GILBERT, SC 29054-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Aug 07, 2023	Warranty Deed, Transfer · Construction Mortgage FIRST BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Sep 18, 2018	Deed, Transfer · ARM SOUTH STATE BANK
May 18, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2023 · Amount on Record
Deed Sale	Aug 07, 2023 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	202327681
Deed Book / Page	21069 / 923
Last Transfer Date	Dec 12, 2024
Transfer Doc	2113801600
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 OLD CLEMSON RD, COLUMBIA, SC 29229-4203

Mortgage

Document Number	2106900936
Date	Aug 07, 2023
Book Page	21069/936
Instrument	2023027683

Lender

Name	FIRST BANK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 07, 2023
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Document Number	2106900923
Book / Page	21069 / 923
Map Reference	MB 20288 PG 290
Instrument Date	Feb 28, 2023
Instrument	2023027681
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,120.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 HARMON ST, GILBERT, SC 29054-9776

Mortgage

Document Number	2106900927
Date	Aug 07, 2023
Book Page	21069/927
Instrument	2023027682

Lender

Name	FIRST BANK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2087204495
Date	May 26, 2020
Book Page	20872/4495
Instrument	2020021168

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2088500978
Date	Jul 31, 2020
Book Page	20885/978
Instrument	2020033442

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	11806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Sep 18, 2018
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Document Number	2029300344
Book / Page	20293 / 344
Map Reference	MB 9678 PG 1
Instrument Date	Sep 18, 2018
Instrument	2018041782
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,490.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1830 HARMON ST, GILBERT, SC 29054-9776

Mortgage

Document Number	2018041783
Date	Sep 18, 2018
Instrument	2018041783

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1830 HARMON ST, GILBERT, SC 29054-9776
Document Number	2002700327
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 HARMON ST GILBERT SC 290549776, GILBERT, SC 29054-9776

Mortgage

Document Number	2002700327
Date	May 24, 2018
Book Page	020027/000327
Instrument	22696

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,805.00 (-80.94%)	$72,000 (-) Land $30,000 Building $42,000
2024	$35,702.00 (+827.81%)	$72,000 (+167.46%) Land $30,000 Building $42,000	$1,200,000 (+78.31%) Land $500,000 Building $700,000
2023	$3,848.00 (-3.99%)	$26,920 (-) Land $13,800 Building $13,120	$673,000 (-) Land $345,000 Building $328,000
2022	$4,008.00	$26,920 Land $13,800 Building $13,120	$673,000 Land $345,000 Building $328,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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