1830 Elbow Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1830 Elbow Rd, Chesapeake, VA 23320

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 1,851 sqft · built 2014
Lot Size0.419 acres (18,252 sqft)
Owner2 Individual Names on File
Last Sale$21,525 (Apr 2016)
Tax Bill$4,020 (2024)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
APN0390000000281

Property Details

APN / Parcel Number

Primary APN0390000000281

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,851 sqft Total Area
1st Floor Area820 sqft
Upper Floors Area820 sqft
AtticAttic
Attic Area352 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,252 sqft (0.419 acres)
Lot Dimensions254 ft deep x 86 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area145 sqft
Deck AreaDeck Area
Patio Area108 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1830 ELBOW RD
CityCHESAPEAKE
StateVA
Zip23320-3040
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR15S: RESI
Legal Description1-B SUB OF LOT 1-A BRJD TRACT .419AC
Legal SubdivisionMISC. MAPS 028,037,037H(4),038,039,048
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5000
Census Tract20804

Owner

1830 Elbow Rd is owned by two individuals who bought it in April 2016.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · VA Mortgage
MORTGAGE CAPITAL
Oct 23, 2025Deed of Trust, Mortgage · VA Mortgage
TRUSTED MORTGAGE CAPITAL INC
Feb 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2016 · Amount on File
Deed SaleApr 20, 2016 · Amount on File
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number20169935
Deed Book / Page9634 / 1338
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 6, 2026
Property Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040
Document Number0000017347
Book / Page10998 / 638
Instrument DateJun 29, 2026
Instrument202617347
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyAMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040

Mortgage

Document Number0000017347,
DateJul 6, 2026
Book Page10998/638
Instrument202617347
Lender
NameMORTGAGE CAPITAL
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040

Mortgage

Document Number010908/925
DateOct 23, 2025
Book Page10908/925
Instrument250024767
Lender
NameTRUSTED MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.99%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1830 ELBOW RD, CHESAPEAKE, VA 23320-3040
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10516/1381
DateFeb 2, 2022
Book Page10516/1381
Instrument220003991
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate2.49%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,600 (+4.72%) Land $160,000 Building $292,600$452,600 (+4.72%) Land $160,000 Building $292,600
2025$432,200 Land $145,000 Building $287,200$432,200 Land $145,000 Building $287,200
2024$4,020.00
2023$350,200 (+6.28%) Land $115,000 Building $235,200$350,200 (+6.28%) Land $115,000 Building $235,200
2022$329,500 Land $105,000 Building $224,500$329,500 Land $105,000 Building $224,500
2019$2,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1830 Elbow Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1830 Elbow Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 70% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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