1830 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 1830 E 3rd St, Panama City, FL 32401

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Details	360 sqft · built 1978
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Last Sale	$299,000 (Sep 2020)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`22391-000-000`

Property Details

APN / Parcel Number

Primary APN	`22391-000-000`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	360 sqft Total Area
1st Floor Area	360 sqft

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Porch
Porch Area	311 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1830 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-4800
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Local Zoning Code	PC12
Legal Description	OAKRIDGE 1ST ADD. LOT 5 BLK 6 ORB 4295 P 2003
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OAKRIDGE 1ST ADD
Legal Block	6
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1011
Census Tract	1800

Owner

Source: Bay County records · APN 22391-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	501 HARRISON AVE # 130, 130, PANAMA CITY, FL 32401-2621
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2020058877
Deed Book / Page	4295 / 2003
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 25, 2019
Property Address	1830 E 3RD ST, PANAMA CITY, FL 32401-4800
Document Number	0041941351
Book / Page	004194 / 001351
Instrument Date	Nov 22, 2019
Instrument	101294
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SHERMAN AVE PANAMA CITY FL 324014896, PANAMA CITY, FL 32401-4896

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$107,631 (-) Land $33,375 Building $74,256	$107,631 (-) Land $33,375 Building $74,256
2023	Additional exemption filed	$107,631 Land $33,375 Building $74,256	$107,631 Land $33,375 Building $74,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured incl. 28 condo units
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 185 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.