1830 Bright Ln, Owings, MD 20736 Property Records

Calvert County property record for 1830 Bright Ln, Owings, MD 20736 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,680 sqft · built 1987
Lot Size3.08 acres (134,165 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Feb 1986)
Tax Bill$4,833 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-079589

Property Details

APN / Parcel Number

Primary APN03-079589
Alternative APNs
  • 3079589
  • 079589

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area134,165 sqft (3.08 acres)
PorchSlab
Porch Area464 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number079589
Street Address1830 BRIGHT LN
CityOWINGS
StateMD
Zip20736-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5R MACDONALD FARMS
Legal SubdivisionMACDONALD FARMS
Legal Lot Number5R
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2012
Census Tract860200

Owner

Source: Calvert County records · APN 03-079589

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1830 BRIGHT LN, OWINGS, MD 20736-9591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 1986 · Amount on Record
Deed SaleFeb 03, 1986 · Amount on Record
Prior SaleMar 14, 1983 · Amount on Record
Deed Book / Page358 / 835
Last Transfer DateFeb 24, 2011
Transfer Doc0036850323
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Recording DateAug 06, 2026
Property Address1830 BRIGHT LN, OWINGS, MD 20736-9591
Document Number6943000351
Book / Page6943 / 351
Instrument DateJul 20, 2026
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1830 BRIGHT LN, OWINGS, MD 20736-9591

Mortgage

Document Number6943000351,
DateAug 06, 2026
Book Page6943/351
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$434,600 (+15.78%)$449,200 (+5.13%) Land $176,100 Building $273,100
2025$4,833.00 (+23.92%)
2023$3,900.00$375,367$427,300 Land $176,100 Building $251,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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