1830 2nd St NW, #A, Winter Haven, FL 33881 Property Records

Polk County property record for 1830 2nd St NW, #A, Winter Haven, FL 33881

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,944 sqft · built 2006
Lot Size	0.145 acres (6,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$5,996 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-17-548500-001023`

Property Details

APN / Parcel Number

Primary APN	`26-28-17-548500-001023`
Alternative APNs	`172826548500001023` `72826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,329 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
View / Lot	Duplex

Location & Zoning

Street Address	1830 2ND ST NW, A
City	WINTER HAVEN
State	FL
Zip	33881-2186
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LARAMORE SUB PB 3 PG 35 BLK A LOT 2 W 60 FT
Legal Range	26E
Legal Township	28S
Legal Section	17
Legal Subdivision	LARAMORE SUBDIVISION
Legal Tract	548500
Legal Block	A
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2004
Census Tract	13602

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 BEEKMAN RD, MONMOUTH JUNCTION, NJ 08852-3112
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 7, 2020	Warranty Deed, Transfer SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS LLC
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	2022298216
Deed Book / Page	12484 / 2114
Prior Transfer Date	Jul 15, 2008
Prior Transfer Doc	0000122625
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 15, 2022
Property Address	1830 2ND ST NW # A, A, WINTER HAVEN, FL 33881-2186
Document Number	0000298216
Book / Page	12484 / 2114
Map Reference	MB 3 PG 35
Instrument Date	Oct 31, 2022
Instrument	2022298216
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	AMERICAN GUARDIAN TITLE USA INC, AMERICAN GUARDIAN TTL USA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14874 SW SOPHIA LN, 14874, PORTLAND, OR 97224-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	59 BEEKMAN RD, MONMOUTH JUNCTION, NJ 08852-3112

Mortgage

Document Number	0124842115
Date	Nov 15, 2022
Instrument	12484/2115

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 7, 2020
Property Address	1830 2ND ST NW # A, A, WINTER HAVEN, FL 33881-2186
Document Number	0110981530
Book / Page	011098 / 001530
Instrument Date	Dec 31, 2019
Instrument	3372
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1830 2ND ST NW #A WINTER HAVEN FL 338812186, A, WINTER HAVEN, FL 33881-2186

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 24, 2019
Property Address	1830 2ND ST NW # A, A, WINTER HAVEN, FL 33881-2186
Document Number	0108840599
Book / Page	010884 / 000599
Instrument Date	Jun 17, 2019
Instrument	130815
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 2ND ST NW WINTER HAVEN FL 338812186, WINTER HAVEN, FL 33881-2186

Mortgage

Document Number	108840601
Date	Jun 24, 2019
Book Page	010884/000601
Instrument	130816

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Mortgage

Document Number	108840616,
Date	Jun 24, 2019
Book Page	010884/000616
Instrument	130817

Lender

Name	NATIONAL HOMEBUYERS FUND
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 23, 2022

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (-3.64%) Land $9,300 Building $146,032	$295,800 (-12.12%) Land $9,300 Building $146,032
2025	$5,996.00 (+12.73%)	$306,979 (-3.83%)	$336,600 (+5.44%) Land $9,300 Building $145,206
2024	$5,319.00 (-13.47%)
2023	$6,147.00 (+118.91%)	$319,219 (+112.52%)	$319,219 (+112.52%)
2022	$2,808.00	$150,205 Land $7,500 Building $142,705	$150,205 Land $7,500 Building $142,705

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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