183 W Saint Clair St, Romeo, MI 48065 Property Records

Macomb County property record for 183 W Saint Clair St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,979 sqft · built 1920
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$385,500 (May 2026)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-101-013`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-101-013`
Alternative APN	`0402101013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	1,139 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	160 ft deep x 61.3 ft wide
Garage Area	337 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	183 W SAINT CLAIR ST
City	ROMEO
State	MI
Zip	48065-4660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	ASSESSORS PLAT NO 9 LOT 22 EXC S 10 FT VILLAGE OF ROMEO
Legal Subdivision	VILLAGE
Legal Lot Number	22
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1011
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

183 W Saint Clair St is owned and occupied by two individuals who bought it in May 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1079 CHELSEA BLVD, OXFORD, MI 48371-6730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME LN SPECIALISTS
Jan 2, 2018	Warranty Deed, Transfer · Conventional with PMI HOME LN SPECIALISTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202646956
Deed Book / Page	30665 / 317
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	0000004459
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 15, 2026
Property Address	183 W SAINT CLAIR ST, ROMEO, MI 48065-4660
Document Number	0000046956
Book / Page	30665 / 317
Instrument Date	May 14, 2026
Instrument	202646956
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334,845.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 CHELSEA BLVD, OXFORD, MI 48371-6730

Mortgage

Document Number	0000047260,
Date	May 15, 2026
Book Page	30666/540
Instrument	202647260

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	183 W SAINT CLAIR ST, ROMEO, MI 48065-4660
Document Number	0000020212
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 W SAINT CLAIR ST ROMEO MI 480654660, ROMEO, MI 48065-4660

Mortgage

Document Number	0000020212
Date	Feb 18, 2020
Book Page	026520/000759
Instrument	20212

Lender

Name	HOME LN SPECIALISTS
Type	Funding / Finance Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 2, 2018
Property Address	183 W SAINT CLAIR ST, ROMEO, MI 48065-4660
Document Number	0000000057
Book / Page	025141 / 000379
Instrument Date	Dec 28, 2017
Instrument	57
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	PREMIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13932 FOX RIDGE LN ALLENTON MI 480024525, ALLENTON, MI 48002-4525

Mortgage

Document Number	58
Date	Jan 2, 2018
Book Page	025141/000380
Instrument	58

Lender

Name	HOME LN SPECIALISTS
Type	Funding / Finance Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 183 W Saint Clair St was $3,196 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,900 (+18.65%)	$395,800 (+18.65%)
2025	$3,196.00 Homeowner's exemption	$166,800	$333,600
2023		$139,100	$278,200
2022	$2,809.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 183 W Saint Clair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 W Saint Clair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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