Limestone County property record for 183 Summit Lakes Dr, Athens, AL 35613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,226 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Jul 2021) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005151000025042 |
| Primary APN | 1005151000025042 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 90 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11007488 |
|---|---|
| Street Address | 183 SUMMIT LAKES DR |
| City | ATHENS |
| State | AL |
| Zip | 35613-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES PHASE II LOT 42 |
| Legal Subdivision | SUMMIT LAKES |
| Legal Lot Number | 42 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 20900 |
Source: Limestone County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS INC |
| Jul 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Jul 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE OZARKS |
| Jun 4, 2019 | Warranty Deed, Subdivision Related Transfer · Construction Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2019 · Amount on Record |
| Deed Document Number | 0202177042 |
| Deed Book / Page | 2021 / 77042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/9956 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 2022/9956 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jul 12, 2021 |
| Property Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Document Number | 2021/77042 |
| Book / Page | 2021 / 77042 |
| Map Reference | MB G PG 266 |
| Instrument Date | Jul 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 DILLOWAY DR, MIDLAND, MI 48640-2551 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Document Number | 202107704420210770 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021/07704420210770 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/42405 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 2018/42405 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 4, 2019 |
| Property Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Document Number | 2019/32185 |
| Book / Page | 2019 / 32185 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 GULF BREEZE PKWY, GULF BREEZE, FL 32561-4492 |
| Name | Verified Name |
|---|---|
| Address | 183 SUMMIT LAKES DR, ATHENS, AL 35613-2752 |
| Document Number | 2019/32187 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 2019/32187 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+2.12%) | $68,740 (+2.14%) | $343,700 (+2.14%) Land $38,200 Building $305,500 |
| 2024 | $2,692.00 (+3.94%) | $67,300 (+3.92%) | $336,500 (+3.92%) Land $36,400 Building $300,100 |
| 2023 | $2,590.00 (+21.37%) | $64,760 (+21.36%) | $323,800 (+21.36%) Land $35,000 Building $288,800 |
| 2022 | $2,134.00 | $53,360 | $266,800 Land $40,300 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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