183 Smith Farm Rd NE, Check, VA 24072 Property Records

Floyd County property record for 183 Smith Farm Rd NE, Check, VA 24072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2002
Lot Size	4.43 acres (192,971 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (May 2026)
Tax Bill	$1,331 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-81AB`

Property Details

APN / Parcel Number

Primary APN	`19-81AB`
Alternative APN	`R014098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,836 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Lot Area	192,971 sqft (4.43 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R014098
Street Address	183 SMITH FARM RD NE
City	CHECK
State	VA
Zip	24072-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER DAM TR 7B PC2-294A
Legal Subdivision	CONTAINING 4
Legal Tract	7B
Jurisdiction	FLOYD VA
Township / Civil Division	LITTLE RIVER
Census Block Group	3
Census Block	3016
Census Tract	920103

Owner

183 Smith Farm Rd NE is owned and occupied by an individual who bought it in May 2026.

Source: Floyd County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 1, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC UNION BK
Nov 10, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Nov 10, 2022
Deed Document Number	2026684
Prior Transfer Date	Nov 8, 2022
Prior Transfer Doc	0000002174
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325

Mortgage

Document Number	0250001699
Date	Oct 29, 2025
Instrument	250001699

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	326 Months
Due	Dec 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD VA
Recording Date	May 1, 2026
Property Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325
Document Number	0000000684
Instrument Date	Apr 22, 2026
Instrument	2026.684
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,957.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000685,
Date	May 1, 2026
Instrument	2026..685

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLOYD VA
Recording Date	Nov 10, 2022
Property Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325
Document Number	0220002174
Instrument Date	Nov 8, 2022
Instrument	220002174
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SMITH FARM RD NE, CHECK, VA 24072-3325

Mortgage

Document Number	0220002175
Date	Nov 10, 2022
Instrument	220002175

Lender

Name	EQUITY PRIME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.63%

Tax Assessment & Valuation

The 2026 property tax bill for 183 Smith Farm Rd NE was $1,331, up 4.6% from the year before.

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,331.00 (+4.56%)	$289,400 (-) Land $67,400 Building $222,000
2025	$1,273.00	$289,400 Land $67,400 Building $222,000	$289,400 Land $67,400 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Smith Farm Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Smith Farm Rd NE is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 90% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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