183 Sanderstown Rd, Franklin, NC 28734 Property Records

Macon County property record for 183 Sanderstown Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,860 sqft · built 1992
Lot Size	4.31 acres (187,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2026)
Tax Bill	$1,197 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`6596968023`

Property Details

APN / Parcel Number

Primary APN	`6596968023`
Alternative APN	`143007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,860 sqft Heated Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,860 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	187,744 sqft (4.31 acres)
Terrain	Rolling
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	143007
Street Address	183 SANDERSTOWN RD
City	FRANKLIN
State	NC
Zip	28734-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDERSTOWN RD 1335
Legal Subdivision	RD 1335
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	2
Census Block	2045
Census Tract	970100

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	2026887
Deed Book / Page	44 / 1540
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628

Mortgage

Document Number	00T42/1770
Date	Oct 9, 2023
Book Page	T-42/1770
Instrument	2023006271

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2048

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628

Mortgage

Document Number	00Q43/1907
Date	Apr 8, 2025
Book Page	Q-43/1907
Instrument	2025002004

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2065

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 12, 2026
Property Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628
Document Number	00F44/1540
Book / Page	F-44 / 1540
Map Reference	CARD 9915
Instrument Date	Feb 11, 2026
Instrument	2026000887
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628

Mortgage

Document Number	2026000888
Date	Feb 12, 2026
Instrument	2026000888

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	00F44/1563
Date	Feb 12, 2026
Book Page	F-44/1563
Instrument	2026000889

Lender

Name	EASTERN BAND OF CHEROKEE INDIANS
Type	Private Party
Address	PO BOX 1749, CHEROKEE, NC 28719

Agreement

Amount	Amount Recorded
Term	457 Months
Due	Mar 1, 2064

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 16, 2018
Property Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628
Document Number	T38/0829
Book / Page	T-38 / 0829
Map Reference	PL CARD9915
Instrument Date	Aug 14, 2018
Instrument	2018005598
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 SANDERSTOWN RD, FRANKLIN, NC 28734-8628

Mortgage

Document Number	2018005599
Date	Aug 16, 2018
Instrument	2018005599

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,197.00 (+0.59%)	$317,000 (+0.64%) Land $75,760 Building $241,240	$317,000 (+0.64%) Land $75,760 Building $241,240
2025	$1,190.00 (+6.06%)	$314,990 (+0.06%) Land $75,760 Building $239,230	$314,990 (+0.06%) Land $75,760 Building $239,230
2023	$1,122.00	$314,790 Land $75,760 Building $239,030	$314,790 Land $75,760 Building $239,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2009–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Dec 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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