183 Overlook Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 183 Overlook Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Jun 2005 Line of Credit Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04B-02-031`

Property Details

APN / Parcel Number

Primary APN	`04B-02-031`
Alternative APNs	`19846` `24252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	24252
Street Address	183 OVERLOOK DR
City	LANCASTER
State	KY
Zip	40444-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT W25 HIDEAWAY COVE
Legal Subdivision	HIDEAWAY COVE
Legal Lot Number	W25
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1008
Census Tract	970101

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2005	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2025	Deed, Transfer LAND GROUP TITLE LLC
Jun 3, 2022	Deed, Transfer
Sep 9, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	2022169778
Deed Book / Page	316 / 148
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000213392
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903

Mortgage

Document Number	00M243/882
Date	Jun 3, 2005
Book Page	M243/882
Instrument	61818

Lender

Name	NATIONAL CITY BANK
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 2, 2026
Property Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Document Number	0000213392
Book / Page	336 / 476
Instrument Date	Mar 31, 2026
Instrument	2026213392
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 23, 2025
Property Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Document Number	00D335/337
Book / Page	D335 / 337
Map Reference	MB 86 PG 15
Instrument Date	Dec 19, 2025
Instrument	202553
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 WOODVIEW DR, LEXINGTON, KY 40515-5945

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 3, 2022
Property Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Document Number	00D316/148
Book / Page	D316 / 148
Map Reference	DB 292 PG 202
Instrument Date	May 31, 2022
Instrument	169778
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 LITTLE, NICHOLASVILLE, KY 40356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Investor	Possibly a Property Investor

September 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 9, 2005
Property Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Document Number	000234/202
Book / Page	234 / 202
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OVERLOOK DR, LANCASTER, KY 40444-8903
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,000 (-) Land $35,000 Building $250,000	$285,000 (-) Land $35,000 Building $250,000
2025	$2,933.00 (-0.48%)	$285,000 (-) Land $35,000 Building $250,000	$285,000 (-) Land $35,000 Building $250,000
2024	$2,947.00 (-2.84%)	$285,000 (-) Land $35,000 Building $250,000	$285,000 (-) Land $35,000 Building $250,000
2023	$3,033.00	$285,000 Land $35,000 Building $250,000	$285,000 Land $35,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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