183 Otto Heights Rd, Franklin, NC 28734 Property Records

Macon County property record for 183 Otto Heights Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,540 sqft · built 1988
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Apr 2019)
Tax Bill	$1,340 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6580969493`

Property Details

APN / Parcel Number

Primary APN	`6580969493`
Alternative APNs	`0702377` `144413`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,540 sqft Heated Area
1st Floor Area	2,540 sqft
Basement Area	2,540 sqft
Unfinished Basement	2,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	131,116 sqft (3.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	416 sqft
Patio Area	416 sqft
Quonset Hut	1,240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	144413
Street Address	183 OTTO HEIGHTS RD
City	FRANKLIN
State	NC
Zip	28734-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1636
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4072
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	183 OTTO HEIGHTS RD, FRANKLIN, NC 28734-5170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2019	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	20192486
Deed Book / Page	39 / 2454
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	183 OTTO HEIGHTS RD, FRANKLIN, NC 28734-5170
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	P40/1871
Date	Feb 8, 2021
Book Page	P-40/1871
Instrument	2021001151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 26, 2019
Property Address	183 OTTO HEIGHTS RD, FRANKLIN, NC 28734-5170
Document Number	D39/2454
Book / Page	D-39 / 2454
Instrument Date	Apr 26, 2019
Instrument	2019002486
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 MOUNTAIN LAKE DR, 509, RALEIGH, NC 27610-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OTTO HEIGHTS RD, FRANKLIN, NC 28734-5170

Mortgage

Document Number	2019002487
Date	Apr 26, 2019
Instrument	2019002487

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,340.00	$360,070 (+1.18%) Land $48,380 Building $311,690	$360,070 (+1.18%) Land $48,380 Building $311,690
2025	$1,340.00 (+0.9%)
2023	$1,328.00	$355,870 Land $48,380 Building $307,490	$355,870 Land $48,380 Building $307,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Frontier DSL	10 / 1

May also be available: AT&T, Optimum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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