183 Oak St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 183 Oak St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1964
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2018)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00152-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`06-00152-0000-00034`
Alternative APNs	`060015200034` `S001`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	183 OAK ST
City	BRIDGEWATER
State	NJ
Zip	08807-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	TOWNSHIP/BRIDGEWATER
Legal Block	152
Legal Lot Number	34
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1002
Census Tract	50701

Owner

183 Oak St is owned and occupied by two individuals who bought it in June 2018.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 OAK ST, BRIDGEWATER, NJ 08807-2751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Jun 6, 2018	Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Oct 16, 2013 · Amount on File
Deed Document Number	201820310
Deed Book / Page	7047 / 691
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	183 OAK ST, BRIDGEWATER, NJ 08807-2751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025390
Date	Jun 17, 2020
Book Page	7220/901
Instrument	2020025390

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 6, 2018
Property Address	183 OAK ST, BRIDGEWATER, NJ 08807-2751
Document Number	0000020310
Book / Page	7047 / 0691
Map Reference	MAP73-C
Instrument Date	May 31, 2018
Instrument	2018020310
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 OAK ST, 183, BRIDGEWATER, NJ 08807-2751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OAK ST, BRIDGEWATER, NJ 08807-2751

Mortgage

Document Number	0000020311
Date	Jun 6, 2018
Instrument	2018020311

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 183 Oak St was $7,076, up 4.1% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,600 (+12.36%) Land $188,800 Building $214,800	$403,600 (+12.36%) Land $188,800 Building $214,800
2025	$7,076.00 (+4.06%)	$359,200 Land $163,800 Building $195,400	$359,200 Land $163,800 Building $195,400
2024	$6,800.00
2023		$317,000 Land $163,800 Building $153,200	$317,000 Land $163,800 Building $153,200
2022	$6,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Oak St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	57 (1979–2023)
Claims Outside the SFHA	20 of 57
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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